Marsh & McLennan Agency Mid-Atlantic

Employee Benefit Administration For Roanoke, VA Businesses The world of health care is constantly evolving in complexity. Fortunately, MMA Roanoke has the expertise to navigate the changing health care landscape and offer strategic, cost-effective employee benefits programs. MMA Roanoke can review your current benefits program, and design a strategic plan that addresses your priorities, reduces risk and lowers your cost, all while considering employee morale. Our strong relationships with all of the major insurance companies allow us to deliver an extensive range of providers, networks, premium levels and plan designs. Beyond recommending the right coverage and cost control strategies, we understand your need for knowledgeable counsel on the Affordable Care Act and its mandates. At MMA Roanoke, you will be backed by a team of compliance and actuarial consultants who monitor and analyze the implications of the ACA. They can help you determine the financial impact on your business

Employee Benefits Services For Business in the Roanoke Area The world of health care benefits has become increasingly complex. Fortunately MMA Roanoke has the expertise to navigate the changing health care landscape and offer strategic, cost-effective employee benefits programs. MMA Roanoke will review your current benefits program, and design a strategic Employee Benefits Plan that addresses your priorities, reduces risk and lowers costs, all while considering employee morale. Our strong relationships with all of the major insurance companies allow us to deliver an extensive range of providers, networks, premium levels and plan designs. Beyond recommending the right employee benefits coverage and cost control strategies, MMA Roanoke understands your need for knowledgeable counsel on the Affordable Care Act and its mandates. At MMA, you will be backed by a team of compliance and actuarial consultants who continually monitor and analyze the implications of the ACA. They can help y

Human Resources Consulting: Managing Risk and Retention How does HR fit in with risk management? It’s at the start of everything — from pre-hire recruiting to employee screening to policy development. Human Resources Consulting  Today Human Resource Departments are tasked with an ever-increasing list of responsibilities. This includes hiring and retention, compliance with state and federal regulations, the creation of competitive benefits and compensation programs, and payroll execution to mention just a few. How can they address today’s needs, while planning for tomorrow? Fortunately, MMA has the tools and talent to help. MMA HR specialists will conduct an evaluation of your needs using advanced tools, which may include employee surveys, policy audits and other assessments. This process will assist in identifying areas of opportunity. We’ll assemble a plan that will fulfill your needs and meet your goals. With your approval, we set the plan in motion, adjusting as necessary alo

Stop Loss Captives – Control Your Risk Stop loss captives are an alternative risk management tool that takes some of the volatility out of an employer’s stop loss policy, available to financially stable employers who are self-funded or considering a move to self-funding with 50-1,500 employees. This empowers employers to offer more competitive benefits and better forecast expenses. But how does it work? A portion of the stop loss premium is ceded to the captive, a shared additional layer over the employer’s stop loss level. After the captive pays all claims in the captive layer, any remaining profits are distributed to employers. MMA has partnered with Tokio Marine HCC to offer CapAbilityPlus Cell, a unique stop loss captive opportunity available only to our clients. This partnership unlocks even more possibilities. Once we analyze your risk and claim profile, we can match you with the captive option that best fits your unique structure. If your company top loss policy that wor

Employee Wellness Programs For Roanoke Area Businesses Many employers are seeking innovative solutions to better manage their employee benefits spend. Health Improvement and employee wellness programs are in growing demand, as an effective method to reduce rising medical costs, minimize the impact of disability related claims, and to promote employee productivity. Ranging in complexity from employee communications and health risk assessments to biometric screenings and targeted intervention programs, wellness programs are a hot topic among employee benefits managers. These programs can help improve employee attendance and productivity and reduce health care costs. For employees, employee wellness programs provide opportunities to lead healthier lifestyles, manage chronic illnesses, reduce stress, and improve their psychological well-being. MMA Roanoke has developed and implemented comprehensive employee wellness programs for many employers. We recommend a multi-year strategy, wi

Surety Bonds for Greenville, SC Businesses Planned and unplanned changes and challenges will affect Greenville area businesses in the coming years. To manage these successfully, your business needs an outstanding partner at the local level such as MMA Greenville. To help reduce your risk and advance your business to achieve your goals, we provide expert Greenville Surety Bonds guidance. MMA Greenville understands the variability of your specific industry. That is why we engage the highest level of specialized business insurance professionals to meet your business’ unique needs. Our consultants will discover risk management threats before they can become an issue. Your business can determine the right Greenville Surety Bonds strategy by leveraging our consulting expertise, business analytics and benchmarking, and custom business insurance design. Greenville area businesses seeking to reduce their risk with proactive management should contact MMA to arrange a complimentary consulta

Workers' Compensation Solutions Nearly every state requires businesses to provide some type of workers’ compensation coverage to cover medical costs and lost wages for their employees. Businesses that do not carry workers compensation insurance, can be liable for these types of costs, and subject to fines and penalties. Though there are no federal regulations for workers compensation, state governments determine coverage requirements which can vary dramatically from state to state. When it comes to workers’ compensation programs, MMA develops a solution that compliments your business model and is tailored to your specific needs. We will work with you to understand your unique challenges, deliver value to your organization, and exceed your expectations. MMA has extensive experience with all types of workers’ compensation and the regulation nuances for every state. Give us an opportunity to learn what’s important to your business, and you’ll soon discover, together, our knowled

Group Health Insurance for Your Organization Group health plan design and implementation becomes more challenging and more important with each passing year. MMA has the expertise to navigate the changing health care landscape and offer strategic, cost-effective group health insurance. MMA excels at designing strategic group health insurance plans to addresses your priorities, improving productivity and employee retention while controlling cost and risk. Our strong relationships with all major insurance companies allow us to deliver an extensive range of providers, networks, premium levels and plan designs. Beyond recommending the right group health insurance coverages and cost control strategies, we understand your need for knowledgeable counsel on the Affordable Care Act and its mandates. At MMA, you will be backed by a team of compliance and actuarial consultants who monitor and analyze the implications of the ACA. They can help you determine the financial impact on your busine

Employee Benefits for Your Organization Full of new red tape and government regulations, the world of employee benefits has become increasingly complex. Fortunately, Marsh & McLennan Agency has the expertise to navigate the changing health care landscape and offer strategic, cost-effective employee benefits programs for organizations of nearly any type. MMA can review your current benefits program and design a strategic employee benefits plan that addresses your priorities, reduces risk, lowers costs, and even helps to bolster employee morale. Our strong relationships with all major insurance companies allow us to deliver an extensive range of providers, networks, premium levels, and plan designs. Beyond recommending the right employee benefits coverage and cost control strategies, we understand your need for knowledgeable counsel on the Affordable Care Act and its mandates. At MMA, you will be backed by a team of compliance and actuarial consultants who monitor and analyze t

Surety Bonds Solutions for Large Organizations It’s inevitable: your business will experience many planned and unplanned changes over the next several years. To navigate these changes and challenges, you need a world class partner at the local level who can provide sound surety bonds advice to mitigate risk and help your business move forward to meet your business goals. Each of our clients has unique needs, so we provide the highest level of specialized business insurance professionals who know the ebb and flow of your industry. Our surety bond consultants will uncover emerging risks before they become problematic. Your business can leverage our consulting expertise, business analytics and benchmarking, and custom insurance design to determine the right surety bonds strategy for your specific needs.  Organizations seeking to reduce their surety bonds risk with proactive management should contact MMA to schedule a complimentary consultation.  https://qoo.ly/36s4mj #MarshMMA

Workers’ Compensation Solutions For Greenville, SC Businesses MMA Greenville offers Workers’ Compensation Programs tailored to your specific business needs. We will work with you to understand the specific challenges your Greenville area business faces to deliver value to your business and exceed your expectations. MMA’s experience with Greenville Workers’ Compensation Plans (also known as Work Comp or Workers Compensation Plans) is extensive. To help recommend the right Greenville Workers’ Compensation strategies for your business, we will leverage our consulting expertise, business analytics, benchmarking, and custom insurance design. If you give us the chance to learn your business’ priorities, you will discover that our knowledge and experience will help advance your organization. If you want to reduce your business’ risk with proactive management contact MMA to schedule a complimentary consultation. https://qoo.ly/36s4i6 Greenville Office: 870 S Pleasantburg Drive Greenv

ACA Compliance for Greenville Area Businesses Health care has become exceptionally complex, especially when it comes to ACA Compliance. MMA can provide the expertise necessary to navigate the changing health care landscape for Greenville area businesses. We also deliver strategic, cost-effective ACA Compliance programs.  After reviewing your current benefits program, MMA Greenville can create an ACA Compliance Plan that focuses on your priorities while reducing risk and cost. The plan will address employee morale as well. MMA Greenville has robust relationships with major insurance companies, which allows us to deliver an extensive list of providers, networks, premium levels and plan designs. We understand that your Greenville area business needs expert guidance on the Affordable Care Act and its mandates. We will use out expertise to recommend the right ACA Compliance coverages and cost control strategies for your business. A team of compliance and actuarial consultants who moni

Preventing school risk takes more than just great insurance. We help schools contain and manage insurance premium and risk costs, reduce accidents and keep employees safe and productive. Our risk prevention programs include comprehensive insurance coverage, tax dollar-friendly prices and agents who understand your specific challenges because they’ve been working with school districts for years. With school district and private school insurance and risk management clients across the country, Marsh & McLennan Agency has the resources, products, expertise and experience to deliver. We can handle all property/casualty insurance, workers’ compensation insurance or employee benefits for your school district or its employees, as well as implement safety, health management, claim management or other programs that strive toward eliminating risk from your district.  https://qoo.ly/36rfvf #MarshMMA Education | Industry Expertise | MMA

Cyber Risk Insurance: Protecting Your Organization Every organization is concerned with the growing threat of cyber-attacks. The larger the organization, the more enticing the target. Smaller organizations often lack the IT infrastructure and personnel to regularly review and address cyber liability mitigation strategies. Fortunately, MMA has offices conveniently located across the US and Canada and provides the expertise to help safeguard your organization from the extensive cyber risk liability which can result from damaging cyber incursions.  Is your organization looking for assistance with cyber risk insurance? To learn more, contact MMA and schedule a complimentary consultation. https://qoo.ly/36rfvb #MarshMMA Cyber Risk Insurance | Offerings | MMA

Greenville Area Businesses Property and Casualty Insurance Solutions The next several years will bring many planned and unplanned changes to businesses in the Greenville area. To manage these changes, you need a partner at the local level who can provide comprehensive property and casualty insurance advice to diminish risk and help your business meet and exceed your business goals. Our Greenville area clients have distinctive requirements. That is why we employ the highest level of specialized Property and Casualty professionals. We have access to hundreds of industry-specific, on-staff experts who understand the unique aspects of your particular industry. Our professionals view risk from our clients’ perspective, and we have some of the best claims recovery people in the business. To determine the right Greenville Property and Casualty Insurance strategies for your specific needs, your business can leverage our consulting expertise, business analytics, benchmarking, and custom ins

Greenville Area Business Insurance Solutions Businesses can expect many planned and unplanned changes over the next several years. To manage these challenges, your business will need an excellent partner at the local level. MMA can provide sound Greenville business insurance guidance to diminish risk and help you achieve and exceed your goals. Each one of our Greenville area clients has distinctive needs. As such, we provide the highest level of business insurance experts who appreciate the subtleties of your industry. We employ hundreds of issue and industry-specific experts who understand risk from our clients’ perspective. We also engage some of the top claims recovery people in the business. Our team will take note of and attenuate risk management threats before they become a serious problem. We want to learn what is important to your business. With the right information, we can leverage our consulting expertise, business analytics, benchmarking, and custom insurance design t

Protecting Trail Builders and Those Who Use Them Marsh & McLennan Agency’s Trail Builders Liability Insurance Program is designed for the unique risks of trail builders. We provide coverage you typically won’t find anywhere else, from an agent with over 10 years of experience working with hundreds of professional and volunteer trail builders. He’s a bike enthusiast who knows your world and business, with the backing of the leading insurance brokerage in the world. With MMA, you also get access to tools and resources that can help you eliminate risk in the first place. https://qoo.ly/36qt39 #MarshMMA Insurance for Bike Trail Builders | Industry Expertise | MMA

School Risk Prevention We Go Beyond Insurance to Reduce Claims, Enhance Productivity and Improve Health. In addition to standard lines of school district insurance, our in-house consultants offer safety and loss control consulting; claims management, advocacy and reduction; human resource consulting; health management and wellness consulting; employee benefits; and management liability insurance.  https://qoo.ly/36qs22 #MarshMMA Academic Risk Prevention Services | Industry Expertise | MMA

Workers’ Compensation Solutions For Raleigh Area Businesses When it comes to Workers’ Compensation Programs, we develop a solution that compliments your business model and is tailored to your specific needs. We will work with your Raleigh area business to understand your specific challenges, deliver value to your business and exceed your expectations.  MMA has extensive experience with all types of Raleigh Workers’ Compensation plans (sometimes referred to as Work Comp or Workers Compensation Plans). If your organization provides us an opportunity to learn what’s important to your business, and you’ll soon discover that our knowledge and expertise will move you and your organization forward. We’ll leverage our consulting expertise, business analytics and benchmarking, and custom insurance design to help recommend the right Raleigh Workers’ Compensation strategies for your business. Businesses seeking to reduce risk with proactive management should contact MMA to schedule a comp

Employee Wellness Programs For Raleigh Area Businesses Many employers are seeking innovative solutions to better manage their employee benefits spend. Health Improvement and employee wellness programs are in growing demand, as an effective method to reduce rising medical costs, minimize the impact of disability related claims, and to promote employee productivity. Ranging in complexity from employee communications and health risk assessments to biometric screenings and targeted intervention programs, wellness programs are a hot topic among employee benefits managers. These programs can help improve employee attendance and productivity and reduce health care costs. For employees, employee wellness programs provide opportunities to lead healthier lifestyles, manage chronic illnesses, reduce stress, and improve their psychological well-being. MMA Raleigh has developed and implemented comprehensive employee wellness programs for many employers. We recommend a multi-year strategy, wi

Insurance That Will Actually Protect Your Bike Shop Many bike shop owners are insured by a modified Business Owners Policy (BOP). Unfortunately, the protections these provide often come up short when weighed against your real risks. MMA’s bike shop-specific coverage delivers coverage for the risks that you’re likely to actually face, often for no more (or even less) than you’re paying now. We also offer all standard lines: property insurance, liability insurance, health insurance, dental insurance, accident insurance, etc. More importantly though, we’ll help it all make sense to you and explain the pros and cons of various options. E-Bike Retailers Trust us to help you navigate the insurance and risks associated with this new and growing segment. MMA’s bike shop insurance specialists work with a number of e-bike retailers. We understand how the growth in segment may affect your shop and your industry at large. The insurance side of this is complicated, and many insurers do

The construction industry is filled with risks. Choosing an insurance and risk management partner shouldn’t be one of them. Marsh & McLennan Agency and its local partner agencies are dedicated to addressing the needs of businesses in the U.S. and around the globe. Drawing on nearly one hundred years of construction industry experience, our professionals seek to understand everything that makes your company’s risk profile unique. Knowing your basic coverage needs and risk appetite combined with the current financial health of your organization allows us to tailor risk management strategies that are optimized specifically for you. Scope MMA’s construction practice delivers value to its clients by working in close partnership to develop smart business solutions designed to proactively manage risk, take advantage of opportunities, and meet emerging needs in an increasingly complex business environment. By facilitating proactive communication between clients and underwriters, mai

Surety Bonds for Raleigh Area Businesses Most Raleigh area business will likely experience both planned and unplanned changes over the next several years. To successfully navigate these, you need a world class partner at the local level who can provide sound Raleigh surety bonds advice to mitigate risk and help your business move forward to exceed your goals. Your business has unique needs, and MMA Raleigh can provide the highest level of specialized business insurance professionals who understand the ebb and flow of your industry. Our consultants will uncover emerging risk management threats before they become problematic. Your business can leverage our consulting expertise, business analytics and benchmarking, and custom insurance design to determine the right Raleigh Surety Bonds strategies for your specific needs. Businesses seeking to reduce their surety bonds risk with proactive management should contact MMA to schedule a complimentary consultation. https://qoo.ly/36q5zg

Business Insurance Solutions For the Raleigh Area Your business will undoubtedly experience many planned and unplanned changes over the next several years. To navigate these changes and challenges, your business will need a world class partner at the local level who can provide sound Raleigh business insurance advice to mitigate risk and help your business move forward to meet your business goals. Every one of our Raleigh area clients have unique requirements, so we provide the highest level of specialized business insurance professionals who understand the nuances of your industry. We have access to hundreds of issue and industry-specific, on-staff experts who understand risk from our clients’ perspective. And we have some of the best claims recovery people in the business. Our consultants will uncover emerging risk management threats before they become a serious problem.  Give MMA Raleigh an opportunity to learn what’s important to your business, and you will soon discover, tog

Greater Liability Protection for Manufacturers and Suppliers If you produce or manufacture bikes or bicycle-related products, Marsh & McLennan Agency can help deliver the liability protection you need to keep your personal and business operations and finances safe. MMA’s product liability insurance puts you and your needs in the saddle. Due to our industry-leading position, our relationships with leading insurers, our reputation and demonstrated success serving the bicycle industry, we’re able to craft better policies that fit your needs more uniquely. https://qoo.ly/36phdz #MarshMMA Bicycle Product Suppliers/Manufacturers | Industry Expertise | MMA

Coverage for Commercial Drones/ Unmanned Aerial Systems (UAS) We help professionals who fly drones commercially. Commercially, a number of large businesses are using UASs, which are commonly known as drones, to enhance their services. Any industry that can use aerial imaging is now looking at these lightweight, remote-control devices. The advantages of using this type of technology are numerous: hugely increased flight durations, expeditious deployment, low operating costs, and ultimate agility when flying in dangerous and/or hard to access locations. The insurance issues from drone usage are like the technology itself: new, complex, and rapidly growing. Despite the challenges of this new aviation risk, insurance capacity for drone operations is plentiful. Experts note that with such a rapidly changing technology that is just beginning to get serious regulatory scrutiny, there can be sudden changes to insurance coverage as well. Insurers are still figuring out the new field, and

Property and Casualty Solutions For Your Raleigh Area Businesses Your Raleigh area business will experience many planned and unplanned changes over the next several years. To successfully navigate these changes, you need a world class partner at the local level who can provide sound property and casualty advice to mitigate risk and help your business move forward to meet your business goals. Every one of our Raleigh area clients have unique requirements. And our clients count on MMA to provide the highest level of specialized Property and Casualty professionals who understand the unique aspects of your specific industry. We have access to hundreds of issue and industry-specific, on-staff experts who understand risk from our clients’ perspective. And we have some of the best claims recovery people in the business. Your business can leverage our consulting expertise, business analytics and benchmarking, and custom insurance design to determine the right Raleigh Property and Casual

ACA Compliance For Raleigh Area Businesses When it comes to ACA Compliance, the world of health care has become increasingly complex. And when it comes to Raleigh area businesses, MMA can provide the expertise necessary to navigate the changing health care landscape and offer strategic, cost-effective ACA Compliance programs. Let MMA Raleigh review your current benefits program, and design a strategic ACA Compliance Plan that addresses your priorities, reduces risk and lowers your cost, all while considering employee morale. Our strong insurance company relationships allow us to deliver an extensive range of providers, networks, premium levels and plan designs. Beyond recommending the right ACA Compliance coverages and cost control strategies, we understand your Raleigh area business needs knowledgeable counsel on the Affordable Care Act and its mandates. MMA clients are backed by a team of compliance and actuarial consultants who monitor and analyze the implications of the ACA.

Pleasure and business aviation insurance is designed for owner-flown general aviation aircrafts used for pleasure and personal incidental business (not for hire or compensation). Getting the proper coverage at the most economical price is often easier said than done. We are pleased to offer a quick, convenient way to purchase hull and liability for personal aircraft, pilot’s liability for non-owned aircraft, or liability for commercial drones. Visit our Private Aviation page to request a no-obligation quote and purchase coverage instantly with your secure online credit card payment. Your policy will be delivered almost instantaneously so you can spend more time doing the things you love... like flying! We also offer non-owned aircraft liability insurance to protect you from legal liabilities of flying someone else’s aircraft and also provides you with a legal defense if claims are made against you. https://qoo.ly/36mt6u #MarshMMA Aviation Coverage for Personal Aircraft | I

Protection Developed for the Bike Industry With MMA’s bicycle industry insurance and risk services, you’ll find the peace of mind that comes from knowing you have the protection you need. We provide coverage that is uniquely tailored to your risks, led by an agent who knows the bicycling world and business, and has the backing of the leading insurance brokerage in the world. Thought Leadership You’ll find us talking and writing about how to make your bike shop a stronger company, the economic advantages to a community that come from investing in and building bike trails, and general industry insight. We contribute regularly to Outspokin’, sponsor the America’s Best Bike Shops award, participate in podcasts, produce our own blogs, and more. https://qoo.ly/36mt6n #MarshMMA Bicycle Industry | Industry Expertise | MMA

Risk Management Solutions For All Raleigh Area Businesses Raleigh area business will experience many planned and unplanned changes over the next several years. To navigate these changes, your business needs a world class partner at the local level who can provide sound risk management advice to mitigate risk and help your Raleigh area business move forward to meet your business goals. Each one of our Raleigh area clients have unique requirements, As a result of these specific needs and requirements, we provide the highest level of specialized business insurance professionals who know the ebb and flow of your industry. Our consultants will uncover emerging risk management threats before they become problematic. Give us an opportunity to learn what’s important to your business, and you’ll soon discover, together, our knowledge and expertise will move you forward. We’ll leverage our consulting expertise, business analytics and benchmarking, and custom insurance design to help recom

Group Health Programs For Raleigh Area Businesses Group health care benefits have become increasingly complex than ever. Fortunately, when it comes to your business, MMA Raleigh has the expertise to navigate the challenging health care landscape and offer strategic, cost-effective Group Health Programs. Let MMA Raleigh review your current benefits program, and design a strategic Group Health Plan that addresses your top priorities, reduces risk and lowers your cost, all while considering your employee morale. MMA has strong relationships with all of the major insurance carriers allowing us to deliver an extensive range of providers, networks, premium levels and plan designs. MMA Raleigh understands your need for knowledgeable counsel on the Affordable Care Act and its mandates, and can recommend the right Raleigh Group Health coverages and cost control strategies for your business. At MMA, you will be backed by a team of compliance and actuarial consultants who monitor and analyz

Firms with aviation exposures in the U.S. trust Marsh & McLennan Agency to analyze the issues facing their organizations and provide specialized solutions and advice built on experience, industry knowledge, and strong insurer relationships. We’ve assembled a premier staff of aviation risk and insurance experts who have a comprehensive knowledge of all aspects of the aviation industry.  Unlike most brokers, we gather detailed information on the front end before we ever approach insurers. We make sure that underwriters completely understand the risks, exposures, needs and special circumstances of each individual client. This positions us to negotiate with multiple carriers on behalf of owners and operators to get the right coverage at the best price. With MMA, you gain access to powerful resources, including our industry-leading analytics, our risk consulting expertise, and the specialized knowledge of the aviation industry. Having worked with aviation companies, we understand yo

MMA’s dedicated insurance consultants for automotive recognize your specialized needs. We’ve teamed up with carriers who understand automotive insurance, giving you customized insurance programs. Together, we offer you comprehensive coverage options while driving down your long term costs. Our expertise in regulatory compliance, safety control, ergonomics training and the unique liabilities which exist in the automotive industry, allow us to connect with our automotive clients and provide superior automotive insurance for both your business and your employees.  https://qoo.ly/36m6c9 #MarshMMA Automotive | Industry Expertise | MMA

Employee Benefit Administration For Raleigh, NC The world of health care benefits has become increasingly complex,  Fortunately, MMA Raleigh, NC has the expertise to navigate the changing health care landscape and offer strategic, cost-effective employee benefits programs. MMA Raleigh will review your current benefits program, and design a strategic plan that addresses your priorities, reduces risk and lowers your cost, all while considering the morale of your employees. MMA’s strong insurance company relationships allow us to deliver an extensive range of providers, networks, premium levels and plan designs. Beyond recommending the right Raleigh employee benefits coverage and cost control strategies, MMA understands your need for knowledgeable counsel on the ACA and its mandates. At MMA you will be backed by a team of compliance and actuarial consultants who monitor and analyze the implications of the ACA. They can help you determine the financial impact on your business and pu

Employee Benefits Services For Raleigh Area Businesses Full of new red tape and government regulations, the world of health care benefits has become increasingly complex. Fortunately MMA Raleigh has the expertise needed to navigate the changing health care landscape and offer strategic, cost-effective employee benefits programs. The Raleigh MMA team can review your current benefits program, and design a strategic plan that addresses your priorities and your reduces risk. They can be accomplished while lowering costs, all while considering employee morale. Our long standing relationships with the major insurance carriers allow us to deliver an extensive range of providers, networks, premium levels and plan designs. Beyond recommending the right Raleigh employee benefits coverage and cost control strategies, we understand that your need for knowledgeable counsel on the Affordable Care Act and its mandates. MMA Raleigh will ensure you are backed by a team of compliance and actuaria

For agribusinesses, managing risk effectively can mean higher profits, lower operating costs, and capital that works harder... and smarter. As part of your advisory team, the MMA Agribusiness team can show you how. In addition to insurance, we have internal experts and access to resources to provide valuable services such as claims advocacy, safety and loss prevention consulting, actuarial services, accounting and financial consulting and legal consulting. https://qoo.ly/36kh9m   #MarshMMA Agribusiness | Industry Expertise | MMA

Insurance Coverages for Community Associations When MMA writes a new policy for a Community Association, many times there are significant coverage gaps that need to be addressed. Two types of coverage that are most often overlooked are volunteer accident coverage and workers' compensation coverage. If your association is does not have these coverages in place, you can be held liable for accidents that may happen. We specialize in townhome and condominium associations insurance and we’ve been doing this a long time — our dedicated service team has an average of 30 years experience in the industry. We research your association’s needs to identify your unique risks and then create a comprehensive risk prevention solution that protects your association, board and unit owners. We can even attend board meetings, meet with developers and help design and implement communication strategies to keep your unit owners informed. https://qoo.ly/36kh9c #MarshMMA Association Insurance Pr

Greenville, SC Businesses Risk Management Solutions The next several years will bring many changes for Greenville area businesses. To address these challenges, your business needs sound risk management advice to mitigate risk. Investing in a quality partner at the local level, such as MMA Greenville, can help your business move forward to achieve your professional goals. MMA knows each of our Greenville area clients has unique needs. That is why we employ the highest caliber of specialized business insurance specialists. Our consultants use their knowledge of your industry to expose potential risk management threats before they become a problem. Given the opportunity, MMA Greenville will learn what is important to your business. We will work with you to help your business progress. By leveraging our consulting expertise, business analytics and benchmarking, and custom insurance design, we can recommend the best risk management strategies for your business. MMA can help Greenvil

Group Health Programs For Greenville Businesses The world of group health care benefits continues to increase in complexity. To help your business navigate the challenging health care landscape, we at MMA Greenville provide expertise to develop strategic, economical Group Health Programs. We will review your current benefits program to learn what is most important to you. Then we will design a strategic Group Health Plan that addresses your concerns, reduces risk and lowers your cost, all without damaging employee morale. MMA Greenville’s well-cultivated relationships with all major insurance carriers allow us to provide an all-encompassing range of providers, networks, premium levels and plan designs. MMA Greenville understands that you need knowledgeable counsel on the Affordable Care Act and its mandates. Our experts can help you determine the right Greenville Group Health coverages and cost control policies for your business. At MMA, a team of compliance and actuarial consult

From Specialized Commitment Comes Specialized Protection. MMA researches your association’s needs to identify your unique risks and then creates a comprehensive risk prevention solution that protects your association, board and unit owners. We can even attend board meetings, meet with developers and help design and implement communication strategies to keep your unit owners informed. https://qoo.ly/36jurz #MarshMMA Association Insurance | Industry Expertise | MMA

Elevating Your Experience Through Innovative Solutions Our clients benefit from clear insights, a simplified application process, and streamlined access to insurance information and tools through our innovative solutions. MMA is dedicated to bringing you the technology that makes your life easier. MyMMA Client Portal Access everything you need to manage your insurance and benefit program from a single place, when you need it, wherever you may be. MyMMA, our cloud-based client portal, is accessible from the office or a mobile device, so you can always have your tools and information within reach. Insightful Analytics Make informed decisions with confidence. With the unmatched combination of Marsh & McLennan Companies’ data, analytics, and deep expertise, we can help guide your decision-making process and give you the clarity you need to make confident, strategic decisions aligned with your objectives.  Fast, Easy Renewal Process Save time and hassles. Leave the old way of

Employee Benefits Services for Greenville Businesses New rules and federal regulations further complicate of the world of health care benefits. Fortunately, MMA Greenville has the expertise your business needs to navigate the changing health care landscape. This includes providing strategic, cost-effective employee benefits programs. If you allow the Greenville MMA team to review your current benefits program, we can design a plan that addresses your priorities and reduces your risk. We can achieve this while decreasing expenses and considering employee morale. Due to our enduring relationships with prominent insurance carriers, we can deliver an extensive range of providers, networks, premium levels and plan designs.  MMA Greenville goes beyond recommending the right Greenville employee benefits coverage and cost control strategies. We know you need educated counsel on the Affordable Care Act and its mandates. MMA Greenville will ensure you have access to a team of compliance an

Employee Benefit Administration For Greenville, SC Businesses MMA Greenville has the expertise to help you navigate the complexities of health care benefits. We do so by designing employee benefits programs that are both strategic and cost-effective. If you allow MMA Greenville to review your current benefits program, we can create a well-crafted plan that addresses your priorities, employee morale, reduces risk, and decreases your cost. MMA has strong insurance company relationships that allow us to deliver a wide variety of networks, providers, premiums, and plan designs. We go beyond recommending the right Greenville employee benefits coverage and cost control strategies for your business. We understand how essential it is to have access to knowledgeable counsel on ACA and its mandates. At MMA, a team of compliance and actuarial advisors who observe and scrutinize the implications of the ACA will back you. They will help you determine the financial effect on your business and

MMA has a dedicated practice group with the industry knowledge to tailor your risk management program and produce meaningful solutions. Our professionals have the experience to protect the assets of your company and the personal assets of your directors and officers. MMA specializes in providing tailored Executive Risk and Professional Liability insurance solutions to mid-market and risk management clients. Our team conducts in depth negotiations with insurance companies and provides detailed coverage analysis before offering a program that includes superior coverage containing key enhancements and conditions. We have a large number of products drawn from our experience and partnerships with trusted insurers. We use our extensive studies of your firm and your industry to design a customized package of products around your firm’s needs. Corporate governance is here to stay as a dominant demand on directors and executives. Your selection of the most appropriate insurance coverage

Small & Mid-Size Employers are Very Exposed to the Growing Risk Small and midsize employers still appear to be vulnerable to the risks of cyber-crime and data breaches. Organizations are still not doing enough to protect their data or recover from a breach. But there is good news and a strong indication that these organizations are making efforts. Those results came from our 2018 Cyber and Data Security Risk Survey. MMA surveyed a wide range of organizations, geographies, economic sectors, and job functions. More than half the respondents were from the C-suite. What we discovered in analyzing the results of this survey is very similar to what we have found in previous MMA cyber surveys: once an organization takes steps to mitigate the risk of a cyber-attack, they are definitely more confident that they will be able to recognize, respond to and recover from the inevitable cyber-attack. While the majority remains uninsured, the number of those with policies has risen since w

Workers’ Compensation Solutions For Greensboro Businesses When it comes to Workers’ Compensation Programs, MMA provides solutions that works with your business model and are custom-made for your specific needs. We strive to understand the specific challenges of your Greensboro area business to be able to deliver value to your business and surpass your expectations. MMA has extensive knowledge of all types of Greensboro Workers’ Compensation plans (also known as Work Comp or Workers Compensation Plans). If you give us a chance to learn what’s important to your business, and you’ll soon realize that our knowledge and proficency will help advance your organization. By leveraging our consulting expertise, business analytics and benchmarking, and personalized insurance design, we can recommend the best Greensboro Workers’ Compensation strategies for your business. Contact MMA to schedule a complimentary consultation and learn hoe to reduce risk with proactive management.  https:/

Employee Wellness Programs for Greenville Area Businesses Employers need innovative solutions to manage their employee benefits investment better. Employee wellness programs help control rising medical costs, lessen the effect of disability related claims, and stimulate employee efficiency. Employee wellness programs are a hot topic among employee benefits managers. They range in complexity from biometric screenings and targeted intervention programs to employee communications and health risk assessments. These programs can help reduce employee absences, enhance employee productivity, and ease health care costs. They provide employees with opportunities to lead healthier lives, manage chronic illnesses, reduce stress, and improve their psychological well-being. MMA Greenville has extensive experience developing and implementing comprehensive employee wellness programs. We recommend a multi-year strategy, with each year progressing in the scope of the program. You can then use pre

Health Management Consulting Improves Efficiency, Retention, and the Bottom Line At Marsh & McLennan Agency we have developed and implemented comprehensive health management consulting programs for many employers. We leverage a multifaceted approach with both short-term and long-term goals, each year progressing in the breadth and scope of the program to differentiate the needs of employee groups within your organization. Employers must implement customized benefits and wellness programs to strategically impact health care costs as well as employee morale, recruitment, and attendance. Our extensive data analysis is critical to identifying focal points for our clients, and our customized employee communications result in employee wellness programs done "with employees" instead of "to employees." We’re well versed in the HIPAA guidelines and have benefit attorneys who act as resources where needed regarding both federal and state law. We have many ideas on h

Insightful Data for Superior Results As medical costs continue to rise globally, many employers are seeking innovative solutions to better manage their employee benefits spend. Employers have access to more and more data connected to their benefits program. Often this data is received from multiple vendors, reviewed on a retrospective basis, and rarely tells a story of what is really happening. So how can you make planning and analytics for employee health work for you? Marsh & McLennan Agency helps organizations move beyond simply collecting and organizing data. We support knowledge-driven decision making through clinical consultation and an extensive data warehouse. Our perspective, industry knowledge, and real-world experience transform data and analytics into meaningful indicators for future planning. Ready to learn more about Planning and Analytics for Employee Health? Contact MMA to schedule a complimentary consultation. https://qoo.ly/36hizz #MarshMMA Planning a