Marsh & McLennan Agency Mid-Atlantic

At Marsh & McLennan Agency, we consistently exceed our clients' expectations by providing the most extensive and cost-effective personal insurance programs available. We leverage our direct relationships with America's preeminent insurance companies to provide clients with multiple options and a clear analysis of their current program. It's not enough to offer the right products and services. It's about individualized attention, going beyond insurance and being educators. It's about a client-focused approach. Individualized Attention Our individualized attention means you have advisors that not only understand your unique situation today but will evolve with you as your personal needs change. Beyond Insurance Where appropriate, we will partner with your trusted advisors such as financial planners and attorneys to better develop smart, creative solutions. Specialists and Educators As specialists in our field, you can rely on us to provide you with best

Now Is The Perfect Time To Take a Second Look At Your Auto Insurance Marsh & McLennan Agency, understands the financial investment you make when purchasing an automobile. Securing auto insurance is just as important, and making the right decisions on coverage will protect your car and your family in case of an accident. Our goal is to protect the driver and passengers from the financial impact an automobile accident can have. Our knowledgeable, professional auto team will do a complete assessment of your current auto policy and work with you and over a dozen insurance carriers to ensure that you receive the most extensive coverage at the best possible rates.  #MarshMMA https://qoo.ly/35rrun Automotive | Offerings | MMA MMA offers Auto Insurance, Car Insurance, and Auto Coverage for individuals, families, and businesses across the country.

Medical costs continue to rise and many Charlotte area employers are seeking innovative solutions to better manage their employee benefits spend. Health Improvement and employee wellness programs are in growing demand, helping to reduce rising medical costs, minimize the impact of disability related claims, and to promote employee productivity and healthy lifestyles. They range in complexity from employee communications and health risk assessments to biometric screenings and targeted intervention programs, wellness programs are a hot topic among employee benefits managers. For Charlotte area employers, these programs are a way to improve employee attendance and productivity and reduce health care costs. For employees, employee wellness programs provide opportunities to lead healthier lifestyles, manage chronic illnesses, reduce stress, and improve their psychological well-being. At MMA Charlotte we have developed and implemented comprehensive employee wellness programs for many emp

The world of health care benefits has become increasingly complex, Full of new red tape and government regulations. Fortunately MMA, conveniently located in Charlotte, has the expertise to navigate the changing health care landscape and offer strategic, cost-effective employee benefit administration programs. MMA Charlotte can review your current benefits program, and design a strategic plan that addresses your priorities, reduces risk and lowers your cost, all while considering employee morale. MMA’s strong relationships with all of the major insurance companies allow us to deliver an extensive range of providers, networks, premium levels and plan designs. We understand your need for knowledgeable counsel on the Affordable Care Act and its mandates, and will recommend the right Charlotte employee benefits coverage and cost control strategies. At MMA, you will be backed by a team of compliance and actuarial consultants who monitor and analyze the implications of the ACA. They can

Surety Bonds for Roanoke, VA BusinessesYour Roanoke area business will likely experience a number of planned and unplanned changes over the next several years. To navigate these changes and challenges, you need a world class partner at the local level who can provide sound surety bonds advice to mitigate risk and help your business move forward to meet your business goals.  Every business has unique needs and MMA Roanoke understands this. Our consultants expose potential risk management threats before they become a problem. Your business can leverage our consulting expertise, business analytics and benchmarking, and custom insurance design to determine the right Roanoke Surety Bond strategies for your specific needs. https://qoo.ly/35r8xk Roanoke Office: One South Jefferson Street, Roanoke, VA 24011  #RoanokeSuretyBonds Roanoke Surety Bonds - Marsh & McLennan Agency Surety Bonds for Roanoke, VA Businesses

As the cost to offer benefits continues to climb, employers are increasingly turning to voluntary benefits as a way to maintain a robust benefit package. When evaluating and considering voluntary benefit products, it is very important that these products have the same level of scrutiny as the core employer-paid benefits. When implemented thoughtfully and strategically, voluntary products give employees access to benefits that add value and complement the existing benefit offerings. At MMA, we have a dedicated division focused solely on the development and implementation of Voluntary Benefit programs. This means our clients benefit from our experience and expertise that allows for an enhanced market competitive benefit package. As you begin the process of integrating your core medical and voluntary benefit programs, it is important to have a team that understands the goals and needs of your organization. One that can take a strategic and consultative approach to advising your total

Protecting Your Lifestyle, Safeguarding Your Legacy. Marsh & McLennan Agency has a reputation for providing affluent individuals and families with creative insurance and loss prevention solutions. Our experience and commitment to providing exemplary advice means our qualified private client professionals will partner with you to develop custom solutions for your unique risks. Today's market demands a global strategy. Our professional advisors will ensure that you are protected from the various liability exposures that come from having substantial assets, including international holdings. From multi-generational planning and comprehensive home and auto policies to the most exotic of coverages, MMA will help you find the best possible coverage for your home and significant assets, custom-tailored to your specific needs. Asset Protection Services Our Private Risk Management Review offers a proactive approach to managing risk and provides you with a comprehensive analysis of

Workers’ Compensation Solutions For Roanoke, VA Businesses MMA Roanoke knows it can be difficult to implement Workers’ Compensation Programs. To address this, we provide custom-made solutions that work with your business’ specific needs. It is our goal to understand your specific business’ challenges and to deliver added value to your Roanoke area business. MMA is well versed in all types of Roanoke Workers’ Compensation Plans (sometimes referred to as Work Comp or Workers Compensation Plans). If you give MMA the opportunity to learn what is important to your business, you will discover that our knowledge and skill will help advance your organization. We can recommend the best Roanoke Workers’ Compensation strategies for your business by leveraging our consulting expertise, business analytics, benchmarking, and personalized insurance design. Contact MMA to arrange a complimentary consultation to learn how to lower risk with proactive management. https://qoo.ly/35r8wc Roanoke

MMA has a team of professionals dedicated to delivering unique solutions. We know providing competitive employee benefits at a controlled cost is an increasingly difficult task. Stop loss captives are an alternative risk management tool that takessome of the volatility out of an employer’s stop loss policy, available to financially stable employers who are self-funded or considering a move to self-funding with 50-1,500 employees. A portion of the stop loss premium is ceded to the captive, a shared additional layer over the employer’s stop loss level. After the captive pays all claims in the captive layer, any remaining profits are distributed to employers. Our team of knowledgeable consultants have partnered with Tokio Marine HCC to offer the MMA Exclusive CapAbilityPlus Cell, a unique opportunity available only to our clients. This partnership unlocks even more possibilities to ensure the most advantageous match is made. MMA will partner with you to analyze your risk and claim

Competitive employee benefits packages are essential for attracting and retaining quality employees, but continuing to offer them can be tough with the rising cost of health care squeezing an already tight budget. Cutting benefits may seem like a necessary reality for some companies, but could have serious long-term consequences. Retaining employees throughout these rocky economic times is vital so that your company remains competitive and positioned favorably in its industry. By implementing a strategic benefit plan, an employer will find ways to contain or even cut costs while still offering competitive benefits. A strategic benefit plan is a three-to-five-year plan that outlines goals, strategies and action plans for your employee benefits program. In creating the plan, MMA will work with you to strategically analyze ways to contain costs through various plan improvements. This approach is a methodical and logical long-term approach to benefit planning, as opposed to making deci

Roanoke, VA Business Insurance SolutionsRoanoke area businesses will likely encounter many planned and unplanned changes in the coming years. Managing these fluctuations and challenges can be demanding. To achieve success, your business will need a world class partner at the local level who can provide comprehensive Roanoke business insurance guidance. Each one of our Roanoke area clients has unique requirements. To meet these individual needs, we provide the most qualified business insurance experts who understand the nuances of your business. We have access to hundreds of issue and industry-specific, on-staff experts who understand risk from our clients’ perspective. We also retain the finest claims recovery individuals in the industry. Our consultants will pinpoint risk management threats before they can develop into a significant problem.  Given the opportunity to learn your business’ needs, MMA Roanoke can determine the best Roanoke Business Insurance strategies for you. Allow

Affordable Care Act Compliance For Roanoke Area Businesses The world of health care increased in complexity with the advent of ACA Compliance. Roanoke area businesses can rely on MMA’s expertise to guide you through the altering health care landscape. MMA also provides strategic, economical ACA Compliance programs. If you allow MMA Roanoke to review your current benefits program, we can create a strategic ACA Compliance Plan tailored to your priorities. The plan will reduce risk, lower your costs, and consider employee morale as well. We can also leverage our well-cultivated relationships with insurance companies to deliver an extensive range of providers, networks, premiums, and plan designs.  Businesses in the Roanoke area need well-informed guidance on the Affordable Care Act and its mandates. This includes recommendations for the right ACA Compliance coverage and cost control strategies. MMA clients have access to a team of compliance and actuarial specialists who audit and a

MMA NetworkSelect offers a new way to evaluate the four major national carrier networks to include their newer value-based approaches. Historically, this process has involved relying on carrier self-reported data that was often inconsistent. With MMA NetworkSelect, the MMA actuarial team and our employee benefit specialists can provide data-based recommendations that can positively impact the bottom line. Without MMA NetworkSelect, you could be making a decision in the dark. https://qoo.ly/35q8yu   #MarshMMA MMA NetworkSelect | Offerings | MMA MMA can help your organization with benefits carrier selection by leveraging our top notch actuarial team and benefits analytics to find the right fit for you.

Property and Casualty Solutions For Roanoke Area Businesses It is inevitable that your Roanoke area business will experience a number of planned and unplanned changes over the next several years. To navigate these changes and challenges, you need a world class partner who can provide sound property and casualty advice to mitigate risk and help your business move forward to meet your business goals. Each one of our Roanoke area clients have unique requirements, and MMA addresses this by providing the highest level of specialized Property and Casualty professionals in you industry. We have access to hundreds of issue and industry-specific, on-staff experts who understand risk from our clients’ perspective. And we have some of the best claims recovery people in the business. Our consultants will uncover emerging risk management threats before they become problematic. Give us an opportunity to learn what’s important to your business, and you will soon discover, together, our knowledg

Empowering your company to succeed with an unparalleled range of resourcesMarsh & McLennan Agency (MMA) is a full-service insurance, retirement, and risk management firm that specializes in providing proprietary solutions to small and middle market organizations dealing with the complexity of employee benefits and commercial insurance. As a subsidiary of Marsh, the world's largest broker and risk advisor, we provide clients with unparalleled access to local service, regional expertise and global resources. World Class. Local Touch. Marsh & McLennan Agency specializes in delivering superior employee benefit and risk management solutions. With over 5,000 colleagues in more than 75 office locations, Marsh & McLennan Agency is one of the largest insurance brokerages in the U.S., leveraging size, scope, and vendor relationships. Marsh & McLennan Agency offers a high-touch service model experience delivered by local insurance specialists. With an awareness and recogni

Risk Management Solutions For Roanoke Area Businesses Businesses in the Roanoke area will experience many planned and unplanned changes over the next several years. Your business needs sound risk management advice from an outstanding partner at the local level to withstand these changes. MMA Roanoke can help you mitigate risk and advance your business to achieve your goals. MMA Roanoke knows our clients have unique requirements. We provide the highest level of specialized business insurance experts to address these specific needs. Our team understands the particulars of your industry and can identify risk management threats before they evolve into a problem. If you give us an opportunity to learn what is essential to your business, we can recommend the best risk management strategies for you. By working together, our knowledge and expertise will move your business forward. We do so by leveraging our consulting expertise, business analytics and benchmarking, and custom insurance d

Drug spending in the U.S. continues to rise at an all-time rate, and with pharmacy benefit costs representing nearly 20-25% of overall total health care costs, employers are seeking new ways to manage their pharmacy program. Through MMA Rx Solutions, Marsh & McLennan Agency offers employers a unique opportunity to actively take control of their pharmacy program. Whether a plan is carve-in or carve-out, MMA Rx Solutions works in partnership with the benefits team, pharmacy benefit manager (PBM), and finance team to support program change, drive member engagement, and create savings opportunities. Proven Results MMA Rx Solutions clients typically see net savings of 12% – 20% on their pharmacy contract. https://qoo.ly/35nmpd #MarshMMA MMA Rx Solutions | Offerings | MMA MMA RX Solutions include a Mobile Benefits App, Pharmacy Contract Management, Benefits Engagement services, and more.

Risk Management Solutions For Roanoke Area Businesses Businesses in the Roanoke area will experience many planned and unplanned changes over the next several years. Your business needs sound risk management advice from an outstanding partner at the local level to withstand these changes. MMA Roanoke can help you mitigate risk and advance your business to achieve your goals. MMA Roanoke knows our clients have unique requirements. We provide the highest level of specialized business insurance experts to address these specific needs. Our team understands the particulars of your industry and can identify risk management threats before they evolve into a problem. If you give us an opportunity to learn what is essential to your business, we can recommend the best risk management strategies for you. By working together, our knowledge and expertise will move your business forward. We do so by leveraging our consulting expertise, business analytics and benchmarking, and custom insurance d

Group Health Programs For Roanoke, VA Businesses Businesses are facing many new challenges when it comes to group health care benefits. With our expertise, MMA Roanoke can help your business maneuver the complex health care landscape. We do so by offering strategic, economical Group Health Programs for all Roanoke area businesses.  MMA Roanoke will review your existing benefits program and design a strategic Group Health Plan that focuses on your top priorities. We will help you decrease risk and reduce expenses, all while considering your workplace morale. MMA has strong, longstanding relationships with all major insurance carriers, and as a result our team can provide a wide range of providers, networks, premium levels, and plan strategies. Beyond recommending the right Group Health coverages and cost control strategies, MMA Roanoke understands your need for knowledgeable counsel on ACA and its mandates. At MMA, you will be backed by a team of compliance and actuarial consultan

Effective employee communication is a vital aspect of the employer-employee relationship. As an employer, you spend a great deal of money on your employee benefit programs so it is important to have a strong communication strategy to thoroughly educate your employees on those offerings. Marsh & McLennan Agency’s benefits experts are passionate about helping you develop a strategic communications plan that leverages multiple forms of media and targeted content to capture attention and drive engagement for even the most diverse workforce. Year-Round Communications During open enrollment, we will manage the enrollment process with the selected vendors to ensure a seamless and efficient process for your employees. As needed, we will actively manage employee enrollment meetings to present the benefit offerings and answer questions. Following open enrollment, we will deploy our ongoing communication deliverables to keep your employees engaged all year. Reaching Your Diverse Populati

In today’s changing environment, employers need creative programs and solutions to help control rising health care costs. However, before programs and solutions can be implemented, organizations need to first understand their current and future risk exposures. At Marsh & McLennan Agency (MMA), our local actuarial team partners with clients to identify risk, measure potential financial exposures, and offers long-term strategies to allow for sustainable health plans. Proprietary Tools MMA’s vast network of credentialed actuaries, trained underwriters and experienced analysts, means you have access to unique tools and proprietary offerings not typically available in the marketplace. From advanced modeling analysis, independent claim reviews, trend estimates, to carrier and network assessments, clients have peace of mind that they have the professional insight and tools necessary to protect and advance their business strategies. To learn more about our proprietary network analysis m

Employee Benefits Services For Business in the Roanoke Area The world of health care benefits has become increasingly complex. Fortunately MMA Roanoke has the expertise to navigate the changing health care landscape and offer strategic, cost-effective employee benefits programs. MMA Roanoke will review your current benefits program, and design a strategic Employee Benefits Plan that addresses your priorities, reduces risk and lowers costs, all while considering employee morale. Our strong relationships with all of the major insurance companies allow us to deliver an extensive range of providers, networks, premium levels and plan designs. Beyond recommending the right employee benefits coverage and cost control strategies, MMA Roanoke understands your need for knowledgeable counsel on the Affordable Care Act and its mandates. At MMA, you will be backed by a team of compliance and actuarial consultants who continually monitor and analyze the implications of the ACA. They can help y

Employee Benefit Administration For Roanoke, VA Businesses The world of health care is constantly evolving in complexity. Fortunately, MMA Roanoke has the expertise to navigate the changing health care landscape and offer strategic, cost-effective employee benefits programs. MMA Roanoke can review your current benefits program, and design a strategic plan that addresses your priorities, reduces risk and lowers your cost, all while considering employee morale. Our strong relationships with all of the major insurance companies allow us to deliver an extensive range of providers, networks, premium levels and plan designs. Beyond recommending the right coverage and cost control strategies, we understand your need for knowledgeable counsel on the Affordable Care Act and its mandates. At MMA Roanoke, you will be backed by a team of compliance and actuarial consultants who monitor and analyze the implications of the ACA. They can help you determine the financial impact on your business

Employee Wellness Programs For Roanoke Area Businesses Many employers are seeking innovative solutions to better manage their employee benefits spend. Health Improvement and employee wellness programs are in growing demand, as an effective method to reduce rising medical costs, minimize the impact of disability related claims, and to promote employee productivity. Ranging in complexity from employee communications and health risk assessments to biometric screenings and targeted intervention programs, wellness programs are a hot topic among employee benefits managers. These programs can help improve employee attendance and productivity and reduce health care costs. For employees, employee wellness programs provide opportunities to lead healthier lifestyles, manage chronic illnesses, reduce stress, and improve their psychological well-being. MMA Roanoke has developed and implemented comprehensive employee wellness programs for many employers. We recommend a multi-year strategy, wit

Surety Bonds for Greenville, SC Businesses Planned and unplanned changes and challenges will affect Greenville area businesses in the coming years. To manage these successfully, your business needs an outstanding partner at the local level such as MMA Greenville. To help reduce your risk and advance your business to achieve your goals, we provide expert Greenville Surety Bonds guidance. MMA Greenville understands the variability of your specific industry. That is why we engage the highest level of specialized business insurance professionals to meet your business’ unique needs. Our consultants will discover risk management threats before they can become an issue. Your business can determine the right Greenville Surety Bonds strategy by leveraging our consulting expertise, business analytics and benchmarking, and custom business insurance design. Greenville area businesses seeking to reduce their risk with proactive management should contact MMA to arrange a complimentary consulta

Elevating Your Experience Through Innovative Solutions Our clients benefit from clear insights, a simplified application process, and streamlined access to insurance information and tools through our innovative solutions. MMA is dedicated to bringing you the technology that makes your life easier. MyMMA Client Portal Access everything you need to manage your insurance and benefit program from a single place, when you need it, wherever you may be. MyMMA, our cloud-based client portal, is accessible from the office or a mobile device, so you can always have your tools and information within reach. Insightful Analytics Make informed decisions with confidence. With the unmatched combination of Marsh & McLennan Companies’ data, analytics, and deep expertise, we can help guide your decision-making process and give you the clarity you need to make confident, strategic decisions aligned with your objectives.  Fast, Easy Renewal Process Save time and hassles. Leave the old way of

MMA has a dedicated practice group with the industry knowledge to tailor your risk management program and produce meaningful solutions. Our professionals have the experience to protect the assets of your company and the personal assets of your directors and officers. MMA specializes in providing tailored Executive Risk and Professional Liability insurance solutions to mid-market and risk management clients. Our team conducts in depth negotiations with insurance companies and provides detailed coverage analysis before offering a program that includes superior coverage containing key enhancements and conditions. We have a large number of products drawn from our experience and partnerships with trusted insurers. We use our extensive studies of your firm and your industry to design a customized package of products around your firm’s needs. Corporate governance is here to stay as a dominant demand on directors and executives. Your selection of the most appropriate insurance coverage

Small & Mid-Size Employers Very Exposed to the Growing Risk Small and midsize employers still appear to be vulnerable to the risks of cyber-crime and data breaches. And organizations are still not doing enough to protect their data or recover from a breach. But there is good news and a strong indication that these organizations are making efforts. MMA surveyed a wide range of organizations, geographies, economic sectors, and job functions. More than half the respondents were from the C-suite. What we discovered in analyzing the results of this survey is very similar to what we have found in previous MMA cyber surveys: once an organization takes steps to mitigate the risk of a cyber-attack, they are definitely more confident that they will be able to recognize, respond to and recover from the inevitable cyber-attack. While the majority remains uninsured, the number of those with policies has risen since we began doing this survey. This may be because smaller and midsize empl

Safety and Loss Control Consulting Program Development & Implementation You know that preventing claims is the best way to lower costs. We’ll analyze your claims history, current policies and procedures including safety measures. From there, we’ll develop a strategy to fix and improve your safety measures and provide employee education and training. After implementing the plan, we’ll track its progress and keep you informed of any needed adjustments, findings and improvements. MMA can also help you create successful disaster and pandemic planning or disaster recovery plans. Often, a basic plan will be enough provided you have solid insurance and risk management programs in place. https://qoo.ly/35kpim #MarshMMA Safety & Loss Prevention | Offerings | MMA MMA specializes in Loss Analysis, Claims Reduction, Cost Control Strategies, and other tools and services to help your organization identify and manage its problem areas.

Workers’ Compensation Solutions For Greenville, SC Businesses MMA Greenville offers Workers’ Compensation Programs tailored to your specific business needs. We will work with you to understand the specific challenges your Greenville area business faces to deliver value to your business and exceed your expectations. MMA’s experience with Greenville Workers’ Compensation Plans (also known as Work Comp or Workers Compensation Plans) is extensive. To help recommend the right Greenville Workers’ Compensation strategies for your business, we will leverage our consulting expertise, business analytics, benchmarking, and custom insurance design. If you give us the chance to learn your business’ priorities, you will discover that our knowledge and experience will help advance your organization. If you want to reduce your business’ risk with proactive management contact MMA to schedule a complimentary consultation. https://qoo.ly/35kn72   Greenville Office: 870 S Pleasantburg Drive Gree

ACA Compliance for Greenville Area Businesses Health care has become exceptionally complex, especially when it comes to ACA Compliance. MMA can provide the expertise necessary to navigate the changing health care landscape for Greenville area businesses. We also deliver strategic, cost-effective ACA Compliance programs.  After reviewing your current benefits program, MMA Greenville can create an ACA Compliance Plan that focuses on your priorities while reducing risk and cost. The plan will address employee morale as well. MMA Greenville has robust relationships with major insurance companies, which allows us to deliver an extensive list of providers, networks, premium levels and plan designs. We understand that your Greenville area business needs expert guidance on the Affordable Care Act and its mandates. We will use out expertise to recommend the right ACA Compliance coverages and cost control strategies for your business. A team of compliance and actuarial consultants who moni

MMA Environmental helps organizations identify, quantify, manage and mitigate complex environmental risks. We specialize in eliminating or minimizing environmental risks by delivering a uniquely integrated mix of environmental consulting, risk management and risk transfer. Our professionals have over 30 years of experience in regulatory, scientific and technical matters, and support our colleagues at Marsh and MMA with environmental insurance policy design and placement. https://qoo.ly/35k49e #MarshMMA MMA Environmental | Offerings | MMA For companies with environmental concerns, MMA offers Environmental Risk Consulting, Environmental Risk Mitigation, Environmental Risk Management, and other mission-critical services.

MMA is at the forefront of advising energy companies on risk and insurance issues impacting operational success. As the renewable energy industry continues to develop and expand, MMA has the risk management capabilities necessary to meet your current and emerging needs. Drawing on our knowledge and expertise, we will develop creative solutions for both project-specific and/or comprehensive programs. https://qoo.ly/35k49d #MarshMMA Energy | Industry Expertise | MMA

Greenville Area Businesses Property and Casualty Insurance Solutions The next several years will bring many planned and unplanned changes to businesses in the Greenville area. To manage these changes, you need a partner at the local level who can provide comprehensive property and casualty insurance advice to diminish risk and help your business meet and exceed your business goals. Our Greenville area clients have distinctive requirements. That is why we employ the highest level of specialized Property and Casualty professionals. We have access to hundreds of industry-specific, on-staff experts who understand the unique aspects of your particular industry. Our professionals view risk from our clients’ perspective, and we have some of the best claims recovery people in the business. To determine the right Greenville Property and Casualty Insurance strategies for your specific needs, your business can leverage our consulting expertise, business analytics, benchmarking, and custom ins

Greenville Area Business Insurance Solutions Businesses can expect many planned and unplanned changes over the next several years. To manage these challenges, your business will need an excellent partner at the local level. MMA can provide sound Greenville business insurance guidance to diminish risk and help you achieve and exceed your goals. Each one of our Greenville area clients has distinctive needs. As such, we provide the highest level of business insurance experts who appreciate the subtleties of your industry. We employ hundreds of issue and industry-specific experts who understand risk from our clients’ perspective. We also engage some of the top claims recovery people in the business. Our team will take note of and attenuate risk management threats before they become a serious problem. We want to learn what is important to your business. With the right information, we can leverage our consulting expertise, business analytics, benchmarking, and custom insurance design t

We understand the risk management challenges associated with building a global operation. Whether you are a multinational corporation or a small business considering selling your product or service outside of your home country, we will partner with you to design customized insurance programs and employee benefit solutions that will meet your international business goals. We have partnerships with several worldwide networks that give us the capability to offer the same local service and expertise that clients have come to expect from MMA. Our international team is comprised of experts whose sole focus is working clients that have international exposure. Seamless Worldwide Solutions We know clients need seamless management of their international insurance program, and can offer a unique combination of both central control and local flexibility to meet this demand. Property & Casualty Consulting Around the Globe MMA offers a full range of international risk management solution

Great Insurance is Just the Beginning Regardless of where the future takes us, one thing is for sure: The days of simply providing basic health and welfare insurance plans to employees are over. Employer-provided benefits programs are no longer limited to just insurance plans. With the increasingly complicated compliance landscape intersecting with changes in how employers and employees are defined and engage with each other, leading employers need to provide programs of benefits not just a benefits program. Our goal at MMA is to present you with solutions that offer smart ways to cut costs while still providing quality benefits. In addition to our core benefits services, we have specialists monitoring and analyzing the implications of the Affordable Care Act. These experts, working in conjunction with our compliance and actuarial team, can help you determine the financial impact on your business and put a plan in place to help your company comply with complex regulations and m

Workers’ Compensation Solutions For Raleigh Area Businesses When it comes to Workers’ Compensation Programs, we develop a solution that compliments your business model and is tailored to your specific needs. We will work with your Raleigh area business to understand your specific challenges, deliver value to your business and exceed your expectations.  MMA has extensive experience with all types of Raleigh Workers’ Compensation plans (sometimes referred to as Work Comp or Workers Compensation Plans). If your organization provides us an opportunity to learn what’s important to your business, and you’ll soon discover that our knowledge and expertise will move you and your organization forward. We’ll leverage our consulting expertise, business analytics and benchmarking, and custom insurance design to help recommend the right Raleigh Workers’ Compensation strategies for your business. Businesses seeking to reduce risk with proactive management should contact MMA to schedule a comp

Employee Wellness Programs For Raleigh Area Businesses Many employers are seeking innovative solutions to better manage their employee benefits spend. Health Improvement and employee wellness programs are in growing demand, as an effective method to reduce rising medical costs, minimize the impact of disability related claims, and to promote employee productivity. Ranging in complexity from employee communications and health risk assessments to biometric screenings and targeted intervention programs, wellness programs are a hot topic among employee benefits managers. These programs can help improve employee attendance and productivity and reduce health care costs. For employees, employee wellness programs provide opportunities to lead healthier lifestyles, manage chronic illnesses, reduce stress, and improve their psychological well-being. MMA Raleigh has developed and implemented comprehensive employee wellness programs for many employers. We recommend a multi-year strategy, wi

Small & Mid-Size Employers Very Exposed to the Growing Risk Small and midsize employers still appear to be vulnerable to the risks of cyber-crime and data breaches. And organizations are still not doing enough to protect their data or recover from a breach. But there is good news and a strong indication that these organizations are making efforts. Those results came from our 2018 Cyber and Data Security Risk Survey. MMA surveyed a wide range of organizations, geographies, economic sectors, and job functions. More than half the respondents were from the C-suite. What we discovered in analyzing the results of this survey is very similar to what we have found in previous MMA cyber surveys: once an organization takes steps to mitigate the risk of a cyber-attack, they are definitely more confident that they will be able to recognize, respond to and recover from the inevitable cyber-attack. While the majority remains uninsured, the number of those with policies has risen since w

MMA has a dedicated practice group with the industry knowledge to tailor your risk management program and produce meaningful solutions. Our professionals have the experience to protect the assets of your company and the personal assets of your directors and officers. MMA specializes in providing tailored Executive Risk and Professional Liability insurance solutions to mid-market and risk management clients. Our team conducts in depth negotiations with insurance companies and provides detailed coverage analysis before offering a program that includes superior coverage containing key enhancements and conditions. We have a large number of products drawn from our experience and partnerships with trusted insurers. We use our extensive studies of your firm and your industry to design a customized package of products around your firm’s needs. Corporate governance is here to stay as a dominant demand on directors and executives. Your selection of the most appropriate insurance coverage

Surety Bonds for Raleigh Area Businesses Most Raleigh area business will likely experience both planned and unplanned changes over the next several years. To successfully navigate these, you need a world class partner at the local level who can provide sound Raleigh surety bonds advice to mitigate risk and help your business move forward to exceed your goals. Your business has unique needs, and MMA Raleigh can provide the highest level of specialized business insurance professionals who understand the ebb and flow of your industry. Our consultants will uncover emerging risk management threats before they become problematic. Your business can leverage our consulting expertise, business analytics and benchmarking, and custom insurance design to determine the right Raleigh Surety Bonds strategies for your specific needs. Businesses seeking to reduce their surety bonds risk with proactive management should contact MMA to schedule a complimentary consultation. https://qoo.ly/35hkq4

Business Insurance Solutions For the Raleigh Area Your business will undoubtedly experience many planned and unplanned changes over the next several years. To navigate these changes and challenges, your business will need a world class partner at the local level who can provide sound Raleigh business insurance advice to mitigate risk and help your business move forward to meet your business goals. Every one of our Raleigh area clients have unique requirements, so we provide the highest level of specialized business insurance professionals who understand the nuances of your industry. We have access to hundreds of issue and industry-specific, on-staff experts who understand risk from our clients’ perspective. And we have some of the best claims recovery people in the business. Our consultants will uncover emerging risk management threats before they become a serious problem.  Give MMA Raleigh an opportunity to learn what’s important to your business, and you will soon discover, tog

MMA specializes in providing tailored business insurance solutions. Our professionals consider everything from your coverage needs and risk appetite to your financials, and we develop a solution that compliments your business model as well as your business and financial goals and objectives. We will work with you to understand your specific challenges, deliver value to your business and exceed your expectations. Our consultants and their teams understand that a properly designed and well-managed commercial insurance program should complement and support your company's strategic objectives. Our people bring industry specific expertise and superior underwriting relationships that, when combined, create risk management/insurance programs that lower your total cost of risk, support your company's broader objectives, and bring value to your bottom line. We know it's about more than insurance; it's about connecting with our business partners on a deeper level. It's ab

MMA’s team of skilled claims professionals serve as your connection to the insurance company’s adjuster on your complex claims. We work on your behalf to ensure an equitable outcome and we deliver scheduled services to keep your claim reserves accurate and drive your claims to early resolution. Additionally, we provide ongoing day-to-day advocacy, helping you make your way through complex claim situations and providing strategic advice on a variety of claim-related issues.  Workers’ compensation insurance is a highly complex, regulated, legalistic system that requires the specialized knowledge of a trusted partner to mitigate costs—MMA is that partner.  https://qoo.ly/35gyzc #MarshMMA Claims Management & Advocacy | Offerings | MMA MMA provides claims management and claim handling solutions to organizations across the country.

Property and Casualty Solutions For Your Raleigh Area Businesses Your Raleigh area business will experience many planned and unplanned changes over the next several years. To successfully navigate these changes, you need a world class partner at the local level who can provide sound property and casualty advice to mitigate risk and help your business move forward to meet your business goals. Every one of our Raleigh area clients have unique requirements. And our clients count on MMA to provide the highest level of specialized Property and Casualty professionals who understand the unique aspects of your specific industry. We have access to hundreds of issue and industry-specific, on-staff experts who understand risk from our clients’ perspective. And we have some of the best claims recovery people in the business. Your business can leverage our consulting expertise, business analytics and benchmarking, and custom insurance design to determine the right Raleigh Property and Casual

ACA Compliance For Raleigh Area Businesses When it comes to ACA Compliance, the world of health care has become increasingly complex. And when it comes to Raleigh area businesses, MMA can provide the expertise necessary to navigate the changing health care landscape and offer strategic, cost-effective ACA Compliance programs. Let MMA Raleigh review your current benefits program, and design a strategic ACA Compliance Plan that addresses your priorities, reduces risk and lowers your cost, all while considering employee morale. Our strong insurance company relationships allow us to deliver an extensive range of providers, networks, premium levels and plan designs. Beyond recommending the right ACA Compliance coverages and cost control strategies, we understand your Raleigh area business needs knowledgeable counsel on the Affordable Care Act and its mandates. MMA clients are backed by a team of compliance and actuarial consultants who monitor and analyze the implications of the ACA.

For those responsible for risk management and insurance procurement, benchmarking analyses provide critical input for optimizing decisions. We see benchmarking as a powerful tool for a company's senior leadership and decision makers. The broadest definition of benchmarking is comparing a measurement to a standard. This may be making a comparison to a standard set internally or one that is derived from a peer group. Its value ranges from creating a sound starting point through monitoring results, and on toward goal achievement. Selecting the right data and analytical tools fosters a better understanding of an organization's risk, substantiates decision making, leads to innovative solutions and implementation strategies, and helps reduce costs. Drawing data from our extensive Global Benchmarking Portal, actuarial and statistical analyses, financial analysis, decision modeling, we can help our clients better understand their risks, evaluate alternatives, and, ultimately, reach t

At Marsh & McLennan Agency, clients benefit from delivery of expert advice and empirical data provided by insurance professionals who understand aviation risks. Writing aviation insurance tends to be more complex than other risks. Without our expertise and knowledge, you could be paying higher premiums for unresponsive coverage. Our dedicated practice team can help you create a strategy to optimize your coverage. Unlike most brokers, MMA gathers detailed information on the front end before we ever approach insurers. We make sure that underwriters understand the risks, exposures, needs and special circumstances of each individual client. This positions us to negotiate with multiple carriers on behalf of owners and operators to get the right coverage at the best price.  https://qoo.ly/35ganq #MarshMMA Aviation | Offerings | MMA

Risk Management Solutions For All Raleigh Area Businesses Raleigh area business will experience many planned and unplanned changes over the next several years. To navigate these changes, your business needs a world class partner at the local level who can provide sound risk management advice to mitigate risk and help your Raleigh area business move forward to meet your business goals. Each one of our Raleigh area clients have unique requirements, As a result of these specific needs and requirements, we provide the highest level of specialized business insurance professionals who know the ebb and flow of your industry. Our consultants will uncover emerging risk management threats before they become problematic. Give us an opportunity to learn what’s important to your business, and you’ll soon discover, together, our knowledge and expertise will move you forward. We’ll leverage our consulting expertise, business analytics and benchmarking, and custom insurance design to help recom