Marsh & McLennan Agency Mid-Atlantic

MMA has a dedicated practice group with the industry knowledge to tailor your risk management program and produce meaningful solutions. Our professionals have the experience to protect the assets of your company and the personal assets of your directors and officers. MMA specializes in providing tailored Executive Risk and Professional Liability insurance solutions to mid-market and risk management clients. Our team conducts in depth negotiations with insurance companies and provides detailed coverage analysis before offering a program that includes superior coverage containing key enhancements and conditions. We have a large number of products drawn from our experience and partnerships with trusted insurers. We use our extensive studies of your firm and your industry to design a customized package of products around your firm’s needs. Corporate governance is here to stay as a dominant demand on directors and executives. Your selection of the most appropriate insurance coverage for dir

Small & Mid-Size Employers Very Exposed to the Growing Risk Small and midsize employers still appear to be vulnerable to the risks of cyber-crime and data breaches. And organizations are still not doing enough to protect their data or recover from a breach. But there is good news and a strong indication that these organizations are making efforts. Those results came from our 2018 Cyber and Data Security Risk Survey. MMA surveyed a wide range of organizations, geographies, economic sectors, and job functions. More than half the respondents were from the C-suite. What we discovered in analyzing the results of this survey is very similar to what we have found in previous MMA cyber surveys: once an organization takes steps to mitigate the risk of a cyber-attack, they are definitely more confident that they will be able to recognize, respond to and recover from the inevitable cyber-attack. While the majority remains uninsured, the number of those with policies has risen since we began

Roanoke, VA Business Insurance Solutions Roanoke area businesses will likely encounter many planned and unplanned changes in the coming years. Managing these fluctuations and challenges can be demanding. To achieve success, your business will need a world class partner at the local level who can provide comprehensive Roanoke business insurance guidance. Each one of our Roanoke area clients has unique requirements. To meet these individual needs, we provide the most qualified business insurance experts who understand the nuances of your business. We have access to hundreds of issue and industry-specific, on-staff experts who understand risk from our clients’ perspective. We also retain the finest claims recovery individuals in the industry. Our consultants will pinpoint risk management threats before they can develop into a significant problem. Given the opportunity to learn your business’ needs, MMA Roanoke can determine the best Roanoke Business Insurance strategies for you. Allow us

Surety Bonds for Roanoke, VA Businesses Your Roanoke area business will likely experience a number of planned and unplanned changes over the next several years. To navigate these changes and challenges, you need a world class partner at the local level who can provide sound surety bonds advice to mitigate risk and help your business move forward to meet your business goals. https://qoo.ly/37x8g2 Roanoke Office: One South Jefferson Street, Roanoke, VA 24011 #RoanokeSuretyBonds Roanoke Surety Bonds - Marsh & McLennan Agency Surety Bonds for Roanoke, VA Businesses

Property and Casualty Solutions For Roanoke Area Businesses It is inevitable that your Roanoke area business will experience a number of planned and unplanned changes over the next several years. To navigate these changes and challenges, you need a world class partner who can provide sound property and casualty advice to mitigate risk and help your business move forward to meet your business goals. Each one of our Roanoke area clients have unique requirements, and MMA addresses this by providing the highest level of specialized Property and Casualty professionals in you industry. We have access to hundreds of issue and industry-specific, on-staff experts who understand risk from our clients’ perspective. And we have some of the best claims recovery people in the business. Our consultants will uncover emerging risk management threats before they become problematic. Give us an opportunity to learn what’s important to your business, and you will soon discover, together, our knowledge and

Affordable Care Act Compliance For Roanoke Area Businesses The world of health care increased in complexity with the advent of ACA Compliance. Roanoke area businesses can rely on MMA’s expertise to guide you through the altering health care landscape. MMA also provides strategic, economical ACA Compliance programs. If you allow MMA Roanoke to review your current benefits program, we can create a strategic ACA Compliance Plan tailored to your priorities. The plan will reduce risk, lower your costs, and consider employee morale as well. We can also leverage our well-cultivated relationships with insurance companies to deliver an extensive range of providers, networks, premiums, and plan designs. Businesses in the Roanoke area need well-informed guidance on the Affordable Care Act and its mandates. This includes recommendations for the right ACA Compliance coverage and cost control strategies. MMA clients have access to a team of compliance and actuarial specialists who audit and analyze

At Marsh & McLennan Agency, clients benefit from delivery of expert advice and empirical data provided by insurance professionals who understand aviation risks. Writing aviation insurance tends to be more complex than other risks. Without our expertise and knowledge, you could be paying higher premiums for unresponsive coverage. Our dedicated practice team can help you create a strategy to optimize your coverage. Unlike most brokers, MMA gathers detailed information on the front end before we ever approach insurers. We make sure that underwriters understand the risks, exposures, needs and special circumstances of each individual client. This positions us to negotiate with multiple carriers on behalf of owners and operators to get the right coverage at the best price. https://qoo.ly/37w74s #MarshMMA Aviation | Offerings | MMA

MMA’s team of skilled claims professionals serve as your connection to the insurance company’s adjuster on your complex claims. We work on your behalf to ensure an equitable outcome and we deliver scheduled services to keep your claim reserves accurate and drive your claims to early resolution. Additionally, we provide ongoing day-to-day advocacy, helping you make your way through complex claim situations and providing strategic advice on a variety of claim-related issues. Workers’ compensation insurance is a highly complex, regulated, legalistic system that requires the specialized knowledge of a trusted partner to mitigate costs—MMA is that partner. https://qoo.ly/37w75d #MarshMMA Claims Management & Advocacy | Offerings | MMA MMA provides claims management and claim handling solutions to organizations across the country.

Risk Management Solutions For Roanoke Area Businesses Businesses in the Roanoke area will experience many planned and unplanned changes over the next several years. Your business needs sound risk management advice from an outstanding partner at the local level to withstand these changes. MMA Roanoke can help you mitigate risk and advance your business to achieve your goals. MMA Roanoke knows our clients have unique requirements. We provide the highest level of specialized business insurance experts to address these specific needs. Our team understands the particulars of your industry and can identify risk management threats before they evolve into a problem. If you give us an opportunity to learn what is essential to your business, we can recommend the best risk management strategies for you. By working together, our knowledge and expertise will move your business forward. We do so by leveraging our consulting expertise, business analytics and benchmarking, and custom insurance design.

To prevent risk to your organization and protect you from severe harm in the event that something unfortunate does happen, proper commercial insurance is essential. Our account teams work with you to help ensure proper insurance protection is in place and that you get all the support you need — whether structuring new coverage or managing a claim through to resolution. In fact, our goal is to have you consider us as part of your team. We do our homework. Because your business is unique, we research your organization, industry, market and people to uncover your risks and learn about goals. Then we develop a comprehensive solution that protects your firm, your assets and your employees. We work with a wide variety of carriers, so we are always able to find the right match no matter what your needs are. We get to the root cause. Risk prevention services support your insurance coverage by addressing the causes of risk at its roots. Some of the services we use to help prevent damaging insur

For those responsible for risk management and insurance procurement, benchmarking analyses provide critical input for optimizing decisions. We see benchmarking as a powerful tool for a company's senior leadership and decision makers. The broadest definition of benchmarking is comparing a measurement to a standard. This may be making a comparison to a standard set internally or one that is derived from a peer group. Its value ranges from creating a sound starting point through monitoring results, and on toward goal achievement. Selecting the right data and analytical tools fosters a better understanding of an organization's risk, substantiates decision making, leads to innovative solutions and implementation strategies, and helps reduce costs. Drawing data from our extensive Global Benchmarking Portal, actuarial and statistical analyses, financial analysis, decision modeling, we can help our clients better understand their risks, evaluate alternatives, and, ultimately, reach the

Employee Benefits Services For Business in the Roanoke Area The world of health care benefits has become increasingly complex. Fortunately MMA Roanoke has the expertise to navigate the changing health care landscape and offer strategic, cost-effective employee benefits programs. MMA Roanoke will review your current benefits program, and design a strategic Employee Benefits Plan that addresses your priorities, reduces risk and lowers costs, all while considering employee morale. Our strong relationships with all of the major insurance companies allow us to deliver an extensive range of providers, networks, premium levels and plan designs. Beyond recommending the right employee benefits coverage and cost control strategies, MMA Roanoke understands your need for knowledgeable counsel on the Affordable Care Act and its mandates. At MMA, you will be backed by a team of compliance and actuarial consultants who continually monitor and analyze the implications of the ACA. They can help you det

Group Health Programs For Roanoke, VA Businesses Businesses are facing many new challenges when it comes to group health care benefits. With our expertise, MMA Roanoke can help your business maneuver the complex health care landscape. We do so by offering strategic, economical Group Health Programs for all Roanoke area businesses. MMA Roanoke will review your existing benefits program and design a strategic Group Health Plan that focuses on your top priorities. We will help you decrease risk and reduce expenses, all while considering your workplace morale. MMA has strong, longstanding relationships with all major insurance carriers, and as a result our team can provide a wide range of providers, networks, premium levels, and plan strategies. Beyond recommending the right Group Health coverages and cost control strategies, MMA Roanoke understands your need for knowledgeable counsel on ACA and its mandates. At MMA, you will be backed by a team of compliance and actuarial consultants who

Marsh & McLennan Agency (MMA) is a full-service insurance, retirement, and risk management firm that specializes in providing proprietary solutions to small and middle market organizations dealing with the complexity of employee benefits and commercial insurance. As a subsidiary of Marsh, the world's largest broker and risk advisor, we provide clients with unparalleled access to local service, regional expertise and global resources. World Class. Local Touch. Marsh & McLennan Agency specializes in delivering superior employee benefit and risk management solutions. With over 5,000 colleagues in more than 75 office locations, Marsh & McLennan Agency is one of the largest insurance brokerages in the U.S., leveraging size, scope, and vendor relationships. Marsh & McLennan Agency offers a high-touch service model experience delivered by local insurance specialists. With an awareness and recognition of the middle market’s unique culture and service needs, Marsh & McLe

Private Client Solutions: Customized Solutions to Protect Your Family, Assets, and Lifestyle Marsh & McLennan Agency provides affluent individuals and families with innovative insurance and loss prevention solutions. Our vast resources and our commitment to providing insightful advice empower our private client services team to find custom solutions for your unique risks. Today's complex market demands a global strategy. Our skilled advisors will ensure that you and yours are protected from the various liability exposures that arise as a result of substantial assets, including international holdings. From multi-generational planning and comprehensive home and auto policies to exotic coverages, MMA will assist you in safeguarding your home and your significant assets. Asset Protection Services Our Private Risk Management Review follows a take-charge approach, working with your trusted advisors, financial planners, and attorneys to craft long-term solutions designed to protect yo

Employee Benefit Administration For Roanoke, VA Businesses The world of health care is constantly evolving in complexity. Fortunately, MMA Roanoke has the expertise to navigate the changing health care landscape and offer strategic, cost-effective employee benefits programs. MMA Roanoke can review your current benefits program, and design a strategic plan that addresses your priorities, reduces risk and lowers your cost, all while considering employee morale. Our strong relationships with all of the major insurance companies allow us to deliver an extensive range of providers, networks, premium levels and plan designs. Beyond recommending the right coverage and cost control strategies, we understand your need for knowledgeable counsel on the Affordable Care Act and its mandates. At MMA Roanoke, you will be backed by a team of compliance and actuarial consultants who monitor and analyze the implications of the ACA. They can help you determine the financial impact on your business and pu

Employee Benefits Services For Business in the Roanoke Area The world of health care benefits has become increasingly complex. Fortunately MMA Roanoke has the expertise to navigate the changing health care landscape and offer strategic, cost-effective employee benefits programs. MMA Roanoke will review your current benefits program, and design a strategic Employee Benefits Plan that addresses your priorities, reduces risk and lowers costs, all while considering employee morale. Our strong relationships with all of the major insurance companies allow us to deliver an extensive range of providers, networks, premium levels and plan designs. Beyond recommending the right employee benefits coverage and cost control strategies, MMA Roanoke understands your need for knowledgeable counsel on the Affordable Care Act and its mandates. At MMA, you will be backed by a team of compliance and actuarial consultants who continually monitor and analyze the implications of the ACA. They can help you det

Stop Loss Captives – Control Your Risk Stop loss captives are an alternative risk management tool that takes some of the volatility out of an employer’s stop loss policy, available to financially stable employers who are self-funded or considering a move to self-funding with 50-1,500 employees. This empowers employers to offer more competitive benefits and better forecast expenses. But how does it work? A portion of the stop loss premium is ceded to the captive, a shared additional layer over the employer’s stop loss level. After the captive pays all claims in the captive layer, any remaining profits are distributed to employers. MMA has partnered with Tokio Marine HCC to offer CapAbilityPlus Cell, a unique stop loss captive opportunity available only to our clients. This partnership unlocks even more possibilities. Once we analyze your risk and claim profile, we can match you with the captive option that best fits your unique structure. If your company top loss policy that works, cont

Human Resources Consulting: Managing Risk and Retention How does HR fit in with risk management? It’s at the start of everything — from pre-hire recruiting to employee screening to policy development. Human Resources Consulting Today Human Resource Departments are tasked with an ever-increasing list of responsibilities. This includes hiring and retention, compliance with state and federal regulations, the creation of competitive benefits and compensation programs, and payroll execution to mention just a few. How can they address today’s needs, while planning for tomorrow? Fortunately, MMA has the tools and talent to help. MMA HR specialists will conduct an evaluation of your needs using advanced tools, which may include employee surveys, policy audits and other assessments. This process will assist in identifying areas of opportunity. We’ll assemble a plan that will fulfill your needs and meet your goals. With your approval, we set the plan in motion, adjusting as necessary along the w

Surety Bonds for Greenville, SC Businesses Planned and unplanned changes and challenges will affect Greenville area businesses in the coming years. To manage these successfully, your business needs an outstanding partner at the local level such as MMA Greenville. To help reduce your risk and advance your business to achieve your goals, we provide expert Greenville Surety Bonds guidance. MMA Greenville understands the variability of your specific industry. That is why we engage the highest level of specialized business insurance professionals to meet your business’ unique needs. Our consultants will discover risk management threats before they can become an issue. Your business can determine the right Greenville Surety Bonds strategy by leveraging our consulting expertise, business analytics and benchmarking, and custom business insurance design. Greenville area businesses seeking to reduce their risk with proactive management should contact MMA to arrange a complimentary consultation.

Employee Wellness Programs For Roanoke Area Businesses Many employers are seeking innovative solutions to better manage their employee benefits spend. Health Improvement and employee wellness programs are in growing demand, as an effective method to reduce rising medical costs, minimize the impact of disability related claims, and to promote employee productivity. Ranging in complexity from employee communications and health risk assessments to biometric screenings and targeted intervention programs, wellness programs are a hot topic among employee benefits managers. These programs can help improve employee attendance and productivity and reduce health care costs. For employees, employee wellness programs provide opportunities to lead healthier lifestyles, manage chronic illnesses, reduce stress, and improve their psychological well-being.  MMA Roanoke has developed and implemented comprehensive employee wellness programs for many employers. We recommend a multi-year strategy, with ea

Group Health Insurance for Your Organization Group health plan design and implementation becomes more challenging and more important with each passing year. MMA has the expertise to navigate the changing health care landscape and offer strategic, cost-effective group health insurance. MMA excels at designing strategic group health insurance plans to addresses your priorities, improving productivity and employee retention while controlling cost and risk. Our strong relationships with all major insurance companies allow us to deliver an extensive range of providers, networks, premium levels and plan designs. Beyond recommending the right group health insurance coverages and cost control strategies, we understand your need for knowledgeable counsel on the Affordable Care Act and its mandates. At MMA, you will be backed by a team of compliance and actuarial consultants who monitor and analyze the implications of the ACA. They can help you determine the financial impact on your business and

Workers' Compensation Solutions Nearly every state requires businesses to provide some type of workers’ compensation coverage to cover medical costs and lost wages for their employees. Businesses that do not carry workers compensation insurance, can be liable for these types of costs, and subject to fines and penalties. Though there are no federal regulations for workers compensation, state governments determine coverage requirements which can vary dramatically from state to state. When it comes to workers’ compensation programs, MMA develops a solution that compliments your business model and is tailored to your specific needs. We will work with you to understand your unique challenges, deliver value to your organization, and exceed your expectations. MMA has extensive experience with all types of workers’ compensation and the regulation nuances for every state. Give us an opportunity to learn what’s important to your business, and you’ll soon discover, together, our knowledge and

Employee Benefits for Your Organization Full of new red tape and government regulations, the world of employee benefits has become increasingly complex. Fortunately, Marsh & McLennan Agency has the expertise to navigate the changing health care landscape and offer strategic, cost-effective employee benefits programs for organizations of nearly any type. MMA can review your current benefits program and design a strategic employee benefits plan that addresses your priorities, reduces risk, lowers costs, and even helps to bolster employee morale. Our strong relationships with all major insurance companies allow us to deliver an extensive range of providers, networks, premium levels, and plan designs. Beyond recommending the right employee benefits coverage and cost control strategies, we understand your need for knowledgeable counsel on the Affordable Care Act and its mandates. At MMA, you will be backed by a team of compliance and actuarial consultants who monitor and analyze the imp

Surety Bonds Solutions for Large Organizations It’s inevitable: your business will experience many planned and unplanned changes over the next several years. To navigate these changes and challenges, you need a world class partner at the local level who can provide sound surety bonds advice to mitigate risk and help your business move forward to meet your business goals. Each of our clients has unique needs, so we provide the highest level of specialized business insurance professionals who know the ebb and flow of your industry. Our surety bond consultants will uncover emerging risks before they become problematic. Your business can leverage our consulting expertise, business analytics and benchmarking, and custom insurance design to determine the right surety bonds strategy for your specific needs. Organizations seeking to reduce their surety bonds risk with proactive management should contact MMA to schedule a complimentary consultation. https://qoo.ly/37sp62 #MarshMMA Surety Bonds

Workers’ Compensation Solutions For Greenville, SC Businesses MMA Greenville offers Workers’ Compensation Programs tailored to your specific business needs. We will work with you to understand the specific challenges your Greenville area business faces to deliver value to your business and exceed your expectations. MMA’s experience with Greenville Workers’ Compensation Plans (also known as Work Comp or Workers Compensation Plans) is extensive. To help recommend the right Greenville Workers’ Compensation strategies for your business, we will leverage our consulting expertise, business analytics, benchmarking, and custom insurance design. If you give us the chance to learn your business’ priorities, you will discover that our knowledge and experience will help advance your organization. If you want to reduce your business’ risk with proactive management contact MMA to schedule a complimentary consultation. https://qoo.ly/37sp4i Greenville Office: 870 S Pleasantburg Drive Greenville, SC 2

ACA Compliance for Greenville Area Businesses Health care has become exceptionally complex, especially when it comes to ACA Compliance. MMA can provide the expertise necessary to navigate the changing health care landscape for Greenville area businesses. We also deliver strategic, cost-effective ACA Compliance programs. After reviewing your current benefits program, MMA Greenville can create an ACA Compliance Plan that focuses on your priorities while reducing risk and cost. The plan will address employee morale as well. MMA Greenville has robust relationships with major insurance companies, which allows us to deliver an extensive list of providers, networks, premium levels and plan designs. We understand that your Greenville area business needs expert guidance on the Affordable Care Act and its mandates. We will use out expertise to recommend the right ACA Compliance coverages and cost control strategies for your business. A team of compliance and actuarial consultants who monitor and

Cyber Risk Insurance: Protecting Your Organization Every organization is concerned with the growing threat of cyber-attacks. The larger the organization, the more enticing the target. Smaller organizations often lack the IT infrastructure and personnel to regularly review and address cyber liability mitigation strategies. Fortunately, MMA has offices conveniently located across the US and Canada and provides the expertise to help safeguard your organization from the extensive cyber risk liability which can result from damaging cyber incursions. Is your organization looking for assistance with cyber risk insurance? To learn more, contact MMA and schedule a complimentary consultation. https://qoo.ly/37s4ac #MarshMMA Cyber Risk Insurance | Offerings | MMA

Preventing school risk takes more than just great insurance. We help schools contain and manage insurance premium and risk costs, reduce accidents and keep employees safe and productive. Our risk prevention programs include comprehensive insurance coverage, tax dollar-friendly prices and agents who understand your specific challenges because they’ve been working with school districts for years. With school district and private school insurance and risk management clients across the country, Marsh & McLennan Agency has the resources, products, expertise and experience to deliver. We can handle all property/casualty insurance, workers’ compensation insurance or employee benefits for your school district or its employees, as well as implement safety, health management, claim management or other programs that strive toward eliminating risk from your district. https://qoo.ly/37s4ap #MarshMMA Education | Industry Expertise | MMA

Greenville Area Businesses Property and Casualty Insurance Solutions The next several years will bring many planned and unplanned changes to businesses in the Greenville area. To manage these changes, you need a partner at the local level who can provide comprehensive property and casualty insurance advice to diminish risk and help your business meet and exceed your business goals. Our Greenville area clients have distinctive requirements. That is why we employ the highest level of specialized Property and Casualty professionals. We have access to hundreds of industry-specific, on-staff experts who understand the unique aspects of your particular industry. Our professionals view risk from our clients’ perspective, and we have some of the best claims recovery people in the business. To determine the right Greenville Property and Casualty Insurance strategies for your specific needs, your business can leverage our consulting expertise, business analytics, benchmarking, and custom insuran

Greenville Area Business Insurance Solutions Businesses can expect many planned and unplanned changes over the next several years. To manage these challenges, your business will need an excellent partner at the local level. MMA can provide sound Greenville business insurance guidance to diminish risk and help you achieve and exceed your goals. Each one of our Greenville area clients has distinctive needs. As such, we provide the highest level of business insurance experts who appreciate the subtleties of your industry. We employ hundreds of issue and industry-specific experts who understand risk from our clients’ perspective. We also engage some of the top claims recovery people in the business. Our team will take note of and attenuate risk management threats before they become a serious problem. We want to learn what is important to your business. With the right information, we can leverage our consulting expertise, business analytics, benchmarking, and custom insurance design to dete

School Risk Prevention We Go Beyond Insurance to Reduce Claims, Enhance Productivity and Improve Health. In addition to standard lines of school district insurance, our in-house consultants offer safety and loss control consulting; claims management, advocacy and reduction; human resource consulting; health management and wellness consulting; employee benefits; and management liability insurance. https://qoo.ly/37rhdg   #MarshMMA Academic Risk Prevention Services | Industry Expertise | MMA

Protecting Trail Builders and Those Who Use Them Marsh & McLennan Agency’s Trail Builders Liability Insurance Program is designed for the unique risks of trail builders. We provide coverage you typically won’t find anywhere else, from an agent with over 10 years of experience working with hundreds of professional and volunteer trail builders. He’s a bike enthusiast who knows your world and business, with the backing of the leading insurance brokerage in the world. With MMA, you also get access to tools and resources that can help you eliminate risk in the first place. https://qoo.ly/37rhdk #MarshMMA Insurance for Bike Trail Builders | Industry Expertise | MMA

Employee Wellness Programs For Raleigh Area Businesses Many employers are seeking innovative solutions to better manage their employee benefits spend. Health Improvement and employee wellness programs are in growing demand, as an effective method to reduce rising medical costs, minimize the impact of disability related claims, and to promote employee productivity. Ranging in complexity from employee communications and health risk assessments to biometric screenings and targeted intervention programs, wellness programs are a hot topic among employee benefits managers. These programs can help improve employee attendance and productivity and reduce health care costs. For employees, employee wellness programs provide opportunities to lead healthier lifestyles, manage chronic illnesses, reduce stress, and improve their psychological well-being. MMA Raleigh has developed and implemented comprehensive employee wellness programs for many employers. We recommend a multi-year strategy, with eac

Workers’ Compensation Solutions For Raleigh Area Businesses When it comes to Workers’ Compensation Programs, we develop a solution that compliments your business model and is tailored to your specific needs. We will work with your Raleigh area business to understand your specific challenges, deliver value to your business and exceed your expectations. MMA has extensive experience with all types of Raleigh Workers’ Compensation plans (sometimes referred to as Work Comp or Workers Compensation Plans). If your organization provides us an opportunity to learn what’s important to your business, and you’ll soon discover that our knowledge and expertise will move you and your organization forward. We’ll leverage our consulting expertise, business analytics and benchmarking, and custom insurance design to help recommend the right Raleigh Workers’ Compensation strategies for your business. Businesses seeking to reduce risk with proactive management should contact MMA to schedule a complimenta

The construction industry is filled with risks. Choosing an insurance and risk management partner shouldn’t be one of them. Marsh & McLennan Agency and its local partner agencies are dedicated to addressing the needs of businesses in the U.S. and around the globe. Drawing on nearly one hundred years of construction industry experience, our professionals seek to understand everything that makes your company’s risk profile unique. Knowing your basic coverage needs and risk appetite combined with the current financial health of your organization allows us to tailor risk management strategies that are optimized specifically for you. Scope MMA’s construction practice delivers value to its clients by working in close partnership to develop smart business solutions designed to proactively manage risk, take advantage of opportunities, and meet emerging needs in an increasingly complex business environment. By facilitating proactive communication between clients and underwriters, maintainin

Insurance That Will Actually Protect Your Bike Shop Many bike shop owners are insured by a modified Business Owners Policy (BOP). Unfortunately, the protections these provide often come up short when weighed against your real risks. MMA’s bike shop-specific coverage delivers coverage for the risks that you’re likely to actually face, often for no more (or even less) than you’re paying now. We also offer all standard lines: property insurance, liability insurance, health insurance, dental insurance, accident insurance, etc. More importantly though, we’ll help it all make sense to you and explain the pros and cons of various options. E-Bike Retailers Trust us to help you navigate the insurance and risks associated with this new and growing segment. MMA’s bike shop insurance specialists work with a number of e-bike retailers. We understand how the growth in segment may affect your shop and your industry at large. The insurance side of this is complicated, and many insurers don’t totally u

Business Insurance Solutions For the Raleigh Area Your business will undoubtedly experience many planned and unplanned changes over the next several years. To navigate these changes and challenges, your business will need a world class partner at the local level who can provide sound Raleigh business insurance advice to mitigate risk and help your business move forward to meet your business goals. Every one of our Raleigh area clients have unique requirements, so we provide the highest level of specialized business insurance professionals who understand the nuances of your industry. We have access to hundreds of issue and industry-specific, on-staff experts who understand risk from our clients’ perspective. And we have some of the best claims recovery people in the business. Our consultants will uncover emerging risk management threats before they become a serious problem. Give MMA Raleigh an opportunity to learn what’s important to your business, and you will soon discover, together,

Surety Bonds for Raleigh Area Businesses Most Raleigh area business will likely experience both planned and unplanned changes over the next several years. To successfully navigate these, you need a world class partner at the local level who can provide sound Raleigh surety bonds advice to mitigate risk and help your business move forward to exceed your goals. Your business has unique needs, and MMA Raleigh can provide the highest level of specialized business insurance professionals who understand the ebb and flow of your industry. Our consultants will uncover emerging risk management threats before they become problematic. Your business can leverage our consulting expertise, business analytics and benchmarking, and custom insurance design to determine the right Raleigh Surety Bonds strategies for your specific needs. Businesses seeking to reduce their surety bonds risk with proactive management should contact MMA to schedule a complimentary consultation. https://qoo.ly/37qwai Raleigh

Coverage for Commercial Drones/ Unmanned Aerial Systems (UAS) We help professionals who fly drones commercially. Commercially, a number of large businesses are using UASs, which are commonly known as drones, to enhance their services. Any industry that can use aerial imaging is now looking at these lightweight, remote-control devices. The advantages of using this type of technology are numerous: hugely increased flight durations, expeditious deployment, low operating costs, and ultimate agility when flying in dangerous and/or hard to access locations. The insurance issues from drone usage are like the technology itself: new, complex, and rapidly growing. Despite the challenges of this new aviation risk, insurance capacity for drone operations is plentiful. Experts note that with such a rapidly changing technology that is just beginning to get serious regulatory scrutiny, there can be sudden changes to insurance coverage as well. Insurers are still figuring out the new field, and will b

Greater Liability Protection for Manufacturers and Suppliers If you produce or manufacture bikes or bicycle-related products, Marsh & McLennan Agency can help deliver the liability protection you need to keep your personal and business operations and finances safe.  MMA’s product liability insurance puts you and your needs in the saddle. Due to our industry-leading position, our relationships with leading insurers, our reputation and demonstrated success serving the bicycle industry, we’re able to craft better policies that fit your needs more uniquely. https://qoo.ly/37qb7t   #MarshMMA Bicycle Product Suppliers/Manufacturers | Industry Expertise | MMA

ACA Compliance For Raleigh Area Businesses When it comes to ACA Compliance, the world of health care has become increasingly complex. And when it comes to Raleigh area businesses, MMA can provide the expertise necessary to navigate the changing health care landscape and offer strategic, cost-effective ACA Compliance programs. Let MMA Raleigh review your current benefits program, and design a strategic ACA Compliance Plan that addresses your priorities, reduces risk and lowers your cost, all while considering employee morale. Our strong insurance company relationships allow us to deliver an extensive range of providers, networks, premium levels and plan designs. Beyond recommending the right ACA Compliance coverages and cost control strategies, we understand your Raleigh area business needs knowledgeable counsel on the Affordable Care Act and its mandates. MMA clients are backed by a team of compliance and actuarial consultants who monitor and analyze the implications of the ACA. They

Property and Casualty Solutions For Your Raleigh Area Businesses Your Raleigh area business will experience many planned and unplanned changes over the next several years. To successfully navigate these changes, you need a world class partner at the local level who can provide sound property and casualty advice to mitigate risk and help your business move forward to meet your business goals. Every one of our Raleigh area clients have unique requirements. And our clients count on MMA to provide the highest level of specialized Property and Casualty professionals who understand the unique aspects of your specific industry. We have access to hundreds of issue and industry-specific, on-staff experts who understand risk from our clients’ perspective. And we have some of the best claims recovery people in the business. Your business can leverage our consulting expertise, business analytics and benchmarking, and custom insurance design to determine the right Raleigh Property and Casualty str

Protection Developed for the Bike Industry With MMA’s bicycle industry insurance and risk services, you’ll find the peace of mind that comes from knowing you have the protection you need. We provide coverage that is uniquely tailored to your risks, led by an agent who knows the bicycling world and business, and has the backing of the leading insurance brokerage in the world. Thought Leadership You’ll find us talking and writing about how to make your bike shop a stronger company, the economic advantages to a community that come from investing in and building bike trails, and general industry insight. We contribute regularly to Outspokin’, sponsor the America’s Best Bike Shops award, participate in podcasts, produce our own blogs, and more.  https://qoo.ly/37nqpd #MarshMMA Bicycle Industry | Industry Expertise | MMA

Pleasure and business aviation insurance is designed for owner-flown general aviation aircrafts used for pleasure and personal incidental business (not for hire or compensation). Getting the proper coverage at the most economical price is often easier said than done. We are pleased to offer a quick, convenient way to purchase hull and liability for personal aircraft, pilot’s liability for non-owned aircraft, or liability for commercial drones.  Visit our Private Aviation page to request a no-obligation quote and purchase coverage instantly with your secure online credit card payment. Your policy will be delivered almost instantaneously so you can spend more time doing the things you love... like flying! We also offer non-owned aircraft liability insurance to protect you from legal liabilities of flying someone else’s aircraft and also provides you with a legal defense if claims are made against you. https://qoo.ly/37nqph #MarshMMA Aviation Coverage for Personal Aircraft | Industry Expe

Group Health Programs For Raleigh Area Businesses Group health care benefits have become increasingly complex than ever. Fortunately, when it comes to your business, MMA Raleigh has the expertise to navigate the challenging health care landscape and offer strategic, cost-effective Group Health Programs. Let MMA Raleigh review your current benefits program, and design a strategic Group Health Plan that addresses your top priorities, reduces risk and lowers your cost, all while considering your employee morale. MMA has strong relationships with all of the major insurance carriers allowing us to deliver an extensive range of providers, networks, premium levels and plan designs. MMA Raleigh understands your need for knowledgeable counsel on the Affordable Care Act and its mandates, and can recommend the right Raleigh Group Health coverages and cost control strategies for your business. At MMA, you will be backed by a team of compliance and actuarial consultants who monitor and analyze the

Risk Management Solutions For All Raleigh Area Businesses Raleigh area business will experience many planned and unplanned changes over the next several years. To navigate these changes, your business needs a world class partner at the local level who can provide sound risk management advice to mitigate risk and help your Raleigh area business move forward to meet your business goals. Each one of our Raleigh area clients have unique requirements, As a result of these specific needs and requirements, we provide the highest level of specialized business insurance professionals who know the ebb and flow of your industry. Our consultants will uncover emerging risk management threats before they become problematic. Give us an opportunity to learn what’s important to your business, and you’ll soon discover, together, our knowledge and expertise will move you forward. We’ll leverage our consulting expertise, business analytics and benchmarking, and custom insurance design to help recommend t

MMA’s dedicated insurance consultants for automotive recognize your specialized needs. We’ve teamed up with carriers who understand automotive insurance, giving you customized insurance programs. Together, we offer you comprehensive coverage options while driving down your long term costs. Our expertise in regulatory compliance, safety control, ergonomics training and the unique liabilities which exist in the automotive industry, allow us to connect with our automotive clients and provide superior automotive insurance for both your business and your employees. https://qoo.ly/37n5qn #MarshMMA Automotive | Industry Expertise | MMA

Firms with aviation exposures in the U.S. trust Marsh & McLennan Agency to analyze the issues facing their organizations and provide specialized solutions and advice built on experience, industry knowledge, and strong insurer relationships. We’ve assembled a premier staff of aviation risk and insurance experts who have a comprehensive knowledge of all aspects of the aviation industry. Unlike most brokers, we gather detailed information on the front end before we ever approach insurers. We make sure that underwriters completely understand the risks, exposures, needs and special circumstances of each individual client. This positions us to negotiate with multiple carriers on behalf of owners and operators to get the right coverage at the best price. With MMA, you gain access to powerful resources, including our industry-leading analytics, our risk consulting expertise, and the specialized knowledge of the aviation industry. Having worked with aviation companies, we understand your ne

Employee Benefit Administration For Raleigh, NC The world of health care benefits has become increasingly complex,  Fortunately, MMA Raleigh, NC has the expertise to navigate the changing health care landscape and offer strategic, cost-effective employee benefits programs. MMA Raleigh will review your current benefits program, and design a strategic plan that addresses your priorities, reduces risk and lowers your cost, all while considering the morale of your employees. MMA’s strong insurance company relationships allow us to deliver an extensive range of providers, networks, premium levels and plan designs. Beyond recommending the right Raleigh employee benefits coverage and cost control strategies, MMA understands your need for knowledgeable counsel on the ACA and its mandates. At MMA you will be backed by a team of compliance and actuarial consultants who monitor and analyze the implications of the ACA. They can help you determine the financial impact on your business and put a pr