Posts

Showing posts from May, 2020

Yacht/Watercraft

Image
A Safe Harbor Is More Than Just Where You Dock Your Vessel At Marsh & McLennan Agency, marine insurance isn't just another product or service. Our dedicated Marine Insurance Division is staffed by a team of leading yacht insurance advisors and a support staff offering our clients unparalleled advice and service. With direct access to every major marine and high net worth insurance market, we provide a wide range of coverage solutions for boats and yachts of all sizes, domestically and internationally. Marine insurance and related potential exposures can be complicated, and there is more than just the annual premium to take into consideration when placing your coverage. We differentiate ourselves from the competition by working closely with our underwriters to negotiate the most favorable policy terms and conditions like deductibles, warranties, operating territories and storm evacuation plans. If you don't know all of the "ins-and-outs" of marine insurance,

Atlanta Risk Management

Image
Risk Management Solutions For Atlanta Businesses For Atlanta area businesses, it’s about more than just property and casualty insurance. It’s about listening and discovering what’s most important to you and your business. It is inevitable that your business will experience a number of planned and unplanned changes over the next several years. To navigate these changes, you need a world class partner at the local level who can provide sound Atlanta risk management advice to mitigate risk and help your Atlanta area business move forward to meet your business goals. Each one of our Atlanta area clients have unique requirements, so we provide the highest level of specialized business insurance professionals who know the ebb and flow of your industry. Our consultants will uncover emerging risk management threats before they become problematic. Give us an opportunity to learn what’s important to your business, and you’ll soon discover, together, our knowledge and expertise will move yo

Private Aviation

Image
At Marsh & McLennan Agency, clients benefit from local delivery of expert advice and empirical data provided by insurance professionals who understand aviation risks. Writing aviation insurance tends to be more complex than other risks. Without our expertise and knowledge, you could be paying higher premiums for unresponsive coverage. Our dedicated practice team can help you create a strategy to optimize your coverage. Coverage for Personal Aircraft Pleasure and business aviation insurance is designed for owner-flown general aviation aircrafts used for pleasure and personal incidental business (not-for-hire or compensation). We are pleased to offer a convenient way to purchase hull and liability for personal aircraft or pilot’s liability for non-owned aircraft. Quote Form-Personal Piston Engine Aircraft The online quote has most piston engine standard and experimental aircraft available for immediate coverage; however, if you cannot find your aircraft in the online applicatio

Washington, DC Surety Bonds

Image
Surety Bonds for Washington, DC Area Businesses In the coming years, Washington, DC area businesses will experience planned and unplanned challenges. To manage these changes, your business needs a first-rate partner at the local level who can offer comprehensive Washington, DC Surety Bonds advice. This will help mitigate your risk and advance your business to meet and surpass your goals. To meet your business’s unique needs, MMA Washington, DC provides specialized business insurance professionals who understand the nuances of your specific industry. Our consultants find and resolve developing risk management threats before they become problematic. Your business can use our consulting skills, business analytics and benchmarking, and custom business insurance design to determine the best Washington, DC Surety Bonds strategy for your specific needs. Learn more about reducing your business’ risk with proactive management by contacting MMA to schedule a complimentary consultation. h

Atlanta Employee Wellness Programs

Image
As medical costs continue to rise globally, many Atlanta area employers are seeking innovative solutions to better manage their employee benefits spend. Health Improvement and employee wellness programs are in growing demand as a way to reduce rising medical costs, minimize the impact of disability-related claims, and to promote employee productivity and healthy lifestyles. Ranging in complexity from employee communications and health risk assessments to biometric screenings and targeted intervention programs, wellness programs are a hot topic among employee benefits managers. For Atlanta area employers, these programs are a way to improve employee attendance and productivity and reduce health care costs. For employees, employee wellness programs provide opportunities to lead healthier lifestyles, manage chronic illnesses, reduce stress, and improve their psychological well-being. At MMA Atlanta we have developed and implemented comprehensive employee wellness programs for many emp

Atlanta ACA Compliance

Image
ACA Compliance For Atlanta Area Businesses When it comes to ACA Compliance, the world of health care has become increasingly complex. Fortunately MMA Atlanta has the expertise to navigate the changing health care landscape and offer strategic, cost-effective ACA Compliance programs. MMA Atlanta can review your current benefits program, and design a strategic ACA Compliance Plan that addresses your priorities, reduces risk and lowers your cost, all while considering employee morale. Our strong relationships with all of the major insurance companies allow us to deliver an extensive range of providers, networks, premium levels and plan designs. Beyond recommending the right ACA Compliance coverages and cost control strategies, we understand your need for knowledgeable counsel on the Affordable Care Act and its mandates. At MMA, you will be backed by a team of compliance and actuarial consultants who monitor and analyze the implications of the ACA. They can help you determine the fin

Life Insurance Solutions

Image
Is Your Life Insurance Sufficient To Protect Your Family? Your life insurance is an extremely valuable asset. It is arguably the most important coverage you can secure for your family's financial future. Marsh & McLennan Agency has a dedicated life insurance division that specializes in developing programs geared toward maximizing wealth transfer, replacing lost income and minimizing estate tax liabilities. We focus on providing customized solutions by analyzing your exposure to help ensure the continuity of your legacy for the next generations.  Understanding the use of life insurance for estate planning and asset protection purposes is essential in managing your purchasing decisions and can also address a wide range of business objectives and needs. The right program can alleviate financial disruption caused by the loss of a key employee or be an essential element in funding a buy-sell agreement among partners. With access to America's top life insurance companies

Individual Health

Image
Our individual health benefits consultants connect our clients with customized individual health policies that best support each person’s stage of life and keep family members protected. Whether you recently experienced a major life change (divorce, job change, graduation) or you find yourself no longer eligible under your spouse’s health plan, we can provide you with options for your health care protection. We can also assist you with questions about the Affordable Care Act and how it impacts individual medical insurance. In addition, we can help you understand and determine your eligibility for the two types of federal subsidies to help lower health care costs beginning in 2014. If you are eligible, we can assist you in applying for a subsidy on the Health Insurance Marketplace, also known as the Exchange. #MarshMMA https://qoo.ly/368i3b Individual Health | Offerings | MMA MMA has all the details when it comes to Individual Health Insurance, Health Insurance Subsidy Qua

Homeowners

Image
Marsh & McLennan Agency believes that you deserve peace of mind when it comes to protecting your home. We understand that owning a home is a financial and emotional investment. Our professional insurance advisors will analyze your existing policy and work with you to design a comprehensive program tailored to meet your individual needs. While the cost of home insurance coverage is always an important consideration when selecting your provider, we believe the coverage terms and conditions, claims-paying reputation and financial stability of the insurance company should also be considered. Our strong relationships with America's preeminent insurance carriers enable us to consistently deliver the finest and most cost-effective solutions for our clients. Let us help you secure the lifestyle you've worked so hard to build. Contact us today for a complimentary quote. #MarshMMA https://qoo.ly/367uyt Homeowners | Offerings | MMA MMA specializes in Homeowners Insurance,

Technology Consulting

Image
Technology has evolved to be a chief component that keeps your business running smoothly. It is used in all aspects of human capital management ranging from ACA reporting and payroll to onboarding and benefits administration. Being that there’s a greater focus on leveraging technology in the workplace, the process to research, purchase, and implement systems becomes no easy task. Marsh & McLennan Agency provides technology support to strategically address your human capital management goals and to help save you time, money and improve your overall efficiency. Discovery We take the time to understand your corporate vision through an in-depth discovery process. We’ll review your existing solutions and workflows to identify potential improvements. Based on our findings, we take an agnostic approach with the vendor selection process. Implementation Our team will provide insight and expertise throughout your implementation to ensure a successful launch of the new product. This is

Washington, DC Business Insurance

Image
Business Insurance Solutions for the Greater DC Area Business owners should expect many planned and unplanned changes over the next several years. To manage these fluctuations successfully, your business will need an outstanding partner like MMA. We can deliver comprehensive Washington, DC business insurance guidance to reduce risk and help you accomplish your goals. Washington, DC area businesses have unique requirements. To meet these needs, we provide the highest level of specialized business insurance professionals who know the ins and outs of your industry. MMA’s industry-specific, on-staff experts understand risk from our clients’ perspective. Our consultants will discover risk management threats to your business and address them before they turn into a serious problem. Given the opportunity, MMA Washington, DC will learn what is important to your business. To discover the best Washington, DC Business Insurance strategies for your specific needs, leverage our consulting exp

Washington, DC Property and Casualty

Image
Washington, DC Area Businesses Property and Casualty Solutions Over the next several years, Washington, DC area businesses will undergo many planned and unplanned changes. You will need a superior partner at the local level who can provide sound property and casualty advice to navigate these changes. MMA can help you mitigate risk and achieve your business goals. Washington, DC area clients can count on MMA to meet their unique requirements. We do so by providing the highest degree of specialized Property and Casualty experts who understand the nuances of your particular industry. MMA’s experts understand risk from our clients’ perspective and we employ some of the best claims recovery people in the business. MMA will help your business determine the best Washington, DC Property and Casualty strategies by leveraging our consulting expertise, business analytics, benchmarking and custom insurance design. Given the opportunity, we will learn what is important to your business and work

Technology Consulting

Image
Technology has evolved to be a chief component that keeps your business running smoothly. It is used in all aspects of human capital management ranging from ACA reporting and payroll to onboarding and benefits administration. Being that there’s a greater focus on leveraging technology in the workplace, the process to research, purchase, and implement systems becomes no easy task. Marsh & McLennan Agency provides technology support to strategically address your human capital management goals and to help save you time, money and improve your overall efficiency. Discovery We take the time to understand your corporate vision through an in-depth discovery process. We’ll review your existing solutions and workflows to identify potential improvements. Based on our findings, we take an agnostic approach with the vendor selection process. Implementation Our team will provide insight and expertise throughout your implementation to ensure a successful launch of the new product. This is

Homeowners

Image
Marsh & McLennan Agency believes that you deserve peace of mind when it comes to protecting your home. We understand that owning a home is a financial and emotional investment. Our professional insurance advisors will analyze your existing policy and work with you to design a comprehensive program tailored to meet your individual needs. While the cost of home insurance coverage is always an important consideration when selecting your provider, we believe the coverage terms and conditions, claims-paying reputation and financial stability of the insurance company should also be considered. Our strong relationships with America's preeminent insurance carriers enable us to consistently deliver the finest and most cost-effective solutions for our clients. Let us help you secure the lifestyle you've worked so hard to build. Contact us today for a complimentary quote. #MarshMMA https://qoo.ly/3676mc Homeowners | Offerings | MMA MMA specializes in Homeowners Insurance,

Washington, DC Risk Management

Image
Risk Management Solutions For Washington Area Businesses The next several years will bring many planned and unplanned changes to Washington, DC area businesses. To handle these changes, your business needs an outstanding partner at the local level who can deliver sound risk management advice to alleviate risk and you meet your business goals.  MMA knows each of our Washington, DC area clients has unique needs. Because of these specific needs and requirements, we employ the highest level of specialized business insurance professionals. These experts understand the fluctuations of your industry and can help uncover risk management threats before they become a problem. If you give MMA the opportunity to learn your priorities, we can work together to move your business forward. By leveraging our consulting expertise, business analytics and benchmarking, and custom insurance design, we can recommend risk management strategies for your business.  Washington, DC area businesses can re

Group Health – Washington, DC

Image
Group health care benefits continue to grow in complexity. Fortunately, MMA Washington, DC can help implement strategic, cost-effective Washington Group Health Programs to help your business navigate the challenging health care landscape. By allowing MMA Washington, DC to review your current benefits program, we can design a strategic Group Health Plan that addresses your most pressing priorities. In addition, our plan will help your business reduce risk and decrease expenses, all without damaging employee morale. MMA has well-developed connections with all major insurance carriers, which is how we can deliver a wide range of providers, networks, premium levels and plan designs. We know you need knowledgeable counsel on the Affordable Care Act and its mandates. We can help your business by recommending the best Washington, DC Group Health coverages and cost control strategies. At MMA, a team of compliance and actuarial advisors who observe and evaluate the implications of the ACA w

Group Personal Excess Liability

Image
Protecting Your Personal Wealth As your assets accumulate and your lifestyle changes, you can become a more attractive target for personal liability lawsuits. In today's litigious society, multi-million dollar judgments have become increasingly common, and obtaining the proper amount of liability protection is essential to wealth preservation. Marsh & McLennan Agency offers Group Personal Excess Liability programs that include higher limits of coverage at significant discounts, as compared to the traditional marketplace. Group Personal Excess Liability policies provide an extra layer of bodily injury and uninsured motorist coverage over and above your individual policies. For more information or to see if you are eligible for one of our proprietary programs, contact us today.  #MarshMMA https://qoo.ly/366iey Group Personal Excess Liability | Offerings | MMA Protect yourself and your loved ones with Personal Liability Insurance and Personal Excess Liability Insuran

Compliance Support & Oversight

Image
Maintaining health and welfare plan compliance can be challenging for any business. At Marsh & McLennan Agency, we focus on protecting, supporting and educating our clients on the areas that impact their business. We believe that our comprehensive approach helps you to run your business more effectively, with less reaction to circumstance, leaving more time for strategy and growth.  Protection and peace of mind are vital to our clients, and MMA works to protect you by proactively assessing your compliance strategy today, and correcting the areas that need to be addressed before an audit or question arises. Leveraging the resources, knowledge, and expertise of our legal team – MMA is able to offer clients hands on support that enables them to understand and easily implement compliance standards that work. We provide a variety of platforms to educate you in an easy to access, simple and timely way, providing relevant information to you and your staff as legislation develops. h

Washington, DC Employee Wellness Programs

Image
Employee Wellness Programs for Washington Area Businesses Employers need creative solutions to manage their employee benefits investment better. To meet this need, more employee benefits managers are turning to employee wellness programs. These programs are gaining in popularity because they are an effective method to manage increasing medical expenses, to curtail the effect of disability related claims, and to encourage employee productivity. These programs range from employee communications and health risk evaluations to biometric screenings and targeted intervention programs. These programs can help reduce employee absences, boost productivity, and decrease health care costs. Washington employee wellness programs benefit employees as well. For example, these programs help employees lead healthier lifestyles, cope with chronic illnesses, diminish stress, and enhance their mental well-being. MMA Washington, DC has extensive experience developing and implementing comprehensive em

Washington, DC Employee Benefit Administration

Image
Health care benefits continue to increase in complexity. MMA Washington, DC can help your business navigate theses health care intricacies. We leverage our expertise to provide well-planned, cost-effective Washington employee benefit programs for your business. MMA will review your current benefits program and work with you to ascertain your business’ priorities. Together, we will design a strategic plan that reduces risk and lowers your cost without diminishing employee morale. MMA’s well-developed relationships with major insurance companies allow us to deliver an all-inclusive range of providers, networks, premium levels and plan designs.  We do not stop at recommending the right Washington, DC employee benefits coverage and cost control strategies. We understand you need educated counsel on ACA and its mandates as well. At MMA, a team of compliance and actuarial consultants will back you. They observe and analyze the implications of the Affordable Care Act to help determine th

Roanoke Cyber Liability Insurance

Image
Innovative Roanoke Cyber Liability Insurance Programs Today, all businesses are feeling vulnerable to the persistent and growing threat of cyber attacks. Small and medium sized business are especially susceptible, as many lack the IT infrastructure and personnel to regularly review and address cyber liability mitigation strategies. Fortunately MMA, conveniently located in Roanoke, has the expertise to help shield your organization from the extensive liability that follows damaging cyber incursions. Looking for guidance about Roanoke cyber liability insurance? To learn more about protecting your organization, contact MMA and schedule a complimentary consultation. https://qoo.ly/364vaj Roanoke Office: One South Jefferson Street, Roanoke, VA 24011  #RoanokeCyberLiabilityInsurance Roanoke Cyber Liability Insurance - Marsh & McLennan Agency Roanoke Cyber Liability Insurance Programs For Your Virginia Business

Washington DC Cyber Liability Insurance

Image
Washington, DC Cyber Liability Insurance Programs Today, all businesses are in danger of cyber attacks. Small and medium sized business are particularly vulnerable, as many lack the IT infrastructure and personnel to regularly review and address cyber liability mitigation strategies. Fortunately MMA Washington has the knowledge to help protect your organization from the extensive liability that often follows in the wake of damaging cyber incursions.  To learn more about Washington cyber liability insurance, contact MMA. https://qoo.ly/364vad   Washington, DC Office: 5500 Cherokee Avenue, Suite 300, Alexandria, VA 22312  #WashingtonDCCyberLiabilityInsurance Washington DC Cyber Liability Insurance - Marsh & McLennan Agency Washington, DC Cyber Liability Insurance Programs For Your Washington, DC Business

Client-Focused Approach

Image
At Marsh & McLennan Agency, we consistently exceed our clients' expectations by providing the most extensive and cost-effective personal insurance programs available. We leverage our direct relationships with America's preeminent insurance companies to provide clients with multiple options and a clear analysis of their current program. It's not enough to offer the right products and services. It's about individualized attention, going beyond insurance and being educators. It's about a client-focused approach. Individualized Attention Our individualized attention means you have advisors that not only understand your unique situation today but will evolve with you as your personal needs change. Beyond Insurance Where appropriate, we will partner with your trusted advisors such as financial planners and attorneys to better develop smart, creative solutions. Specialists and Educators As specialists in our field, you can rely on us to provide you with best

SPE GlobalCare International

Image
SPE GlobalCare International Insurance Program gives you the information you need to help make the right insurance choices for you and your family. All of the insurance plans and the discount medical plan offered through SPE GlobalCare International are described in detail. From Plan eligibility to benefits, premiums to limitations, you’ll get a clear picture of exactly what each Plan makes available to you and your family. International Life & Disability Active expatriate members of SPE GlobalCare may purchase Term Life and Accidental Death and Dismemberment Insurance. The Term insurance is valid as long as one is an expatriate member of SPE. The age limit for new insureds is age 64. Policy Disclaimer This GBG Insurance Limited Policy is an international insurance policy. As such, this Policy is subject to the laws of Guernsey, U.K., and the insured should be aware that laws governing the terms, conditions, benefits and limitations in insurance policies issued and delivered

Greensboro Private Client Services

Image
Customized Insurance Solutions to Protect Your Greensboro Family, Assets and Lifestyle Today's complicated market demands a global strategy. Our skilled advisors will ensure that you are protected from the various liability exposures that come from having substantial assets, including international holdings. From multi-generational planning and comprehensive home and auto policies to the most exotic of coverages, MMA will assist you in finding the optimal coverage for your Greensboro home and significant assets, outfitted to your unique needs. Asset Protection Services Our Private Risk Management Review supplies a take-charge approach to managing risk and provides you with a thorough analysis of your present coverage, identifying gaps and exposures that are often overlooked. We will work with your trusted advisors, including financial planners and attorneys to craft long-term solutions designed to protect your present and future assets. In addition to a detailed evaluation of

Charlotte Private Client Services

Image
Customized Insurance Solutions to Protect Your Charlotte Family, Assets and Lifestyle Marsh & McLennan Agency has an acclaimed status for providing affluent individuals and families in the Charlotte area with innovative insurance and loss prevention solutions. Our understanding and commitment to providing impeccable advice means our qualified private client professionals will partner with you to find custom solutions for your unique risks. Today’s complicated market demands a global strategy. Our skilled advisors will ensure that you are protected from the various liability exposures that come from having substantial assets, including international holdings. From multi-generational planning and comprehensive home and auto policies to the most exotic of coverages, MMA will assist you in finding the optimal coverage for your Charlotte home and significant assets, outfitted to your unique needs. Asset Protection Services Our Private Risk Management Review supplies a take-charge

Geocare International

Image
Marsh & McLennan Agency is pleased to offer Geocare International, a special Insurance program, to individual and corporate members of international societies and associations in the petroleum, engineering and mining industries who reside outside of the United States. Geocare International is sponsored by the American Association of Petroleum Geologists. Our program overview will provide you with details of covered medical expenses, including emergency medical transportation, the schedule of benefits to be applied, a list of excluded expenses and optional benefits available for members. International Life & Disability Active expatriate members of Geocare may purchase Term Life and Accidental Death and Dismemberment Insurance. The Term insurance is valid as long as one is an expatriate member of Geocare International. The age limit for new insureds is age 64. Policy Disclaimer This GBG Insurance Limited Policy is an international insurance policy. As such, this Policy i

Automotive

Image
Now Is The Perfect Time To Take a Second Look At Your Auto Insurance Marsh & McLennan Agency, understands the financial investment you make when purchasing an automobile. Securing auto insurance is just as important, and making the right decisions on coverage will protect your car and your family in case of an accident. Our goal is to protect the driver and passengers from the financial impact an automobile accident can have. Our knowledgeable, professional auto team will do a complete assessment of your current auto policy and work with you and over a dozen insurance carriers to ensure that you receive the most extensive coverage at the best possible rates.  #MarshMMA https://qoo.ly/364724 Automotive | Offerings | MMA MMA offers Auto Insurance, Car Insurance, and Auto Coverage for individuals, families, and businesses across the country.

Raleigh Private Client Services

Image
Customized Insurance Solutions to Protect Your Raleigh Family, Assets and Lifestyle Marsh & McLennan Agency has an acclaimed status for providing affluent individuals and families in the Raleigh area with innovative insurance and loss prevention solutions. Our understanding and commitment to providing impeccable advice means our qualified private client professionals will partner with you to find custom solutions for your unique risks. Today’s complicated market demands a global strategy. Our skilled advisors will ensure that you are protected from the various liability exposures that come from having substantial assets, including international holdings. From multi-generational planning and comprehensive home and auto policies to the most exotic of coverages, MMA will assist you in finding the optimal coverage for your Raleigh home and significant assets, outfitted to your unique needs. Asset Protection Services Our Private Risk Management Review supplies a take-charge appro

Greenville Private Client Services

Image
Customized Insurance Solutions to Protect Your Greenville Family, Assets and Lifestyle Marsh & McLennan Agency has an acclaimed status for providing affluent individuals and families in the Greenville area with innovative insurance and loss prevention solutions. Our understanding and commitment to providing impeccable advice means our qualified private client professionals will partner with you to find custom solutions for your unique risks. Today’s complicated market demands a global strategy. Our skilled advisors will ensure that you are protected from the various liability exposures that come from having substantial assets, including international holdings. From multi-generational planning and comprehensive home and auto policies to the most exotic of coverages, MMA will assist you in finding the optimal coverage for your Greenville home and significant assets, outfitted to your unique needs. Asset Protection Services Our Private Risk Management Review supplies a take-cha

Voluntary Benefits

Image
As the cost to offer benefits continues to climb, employers are increasingly turning to voluntary benefits as a way to maintain a robust benefit package. When evaluating and considering voluntary benefit products, it is very important that these products have the same level of scrutiny as the core employer-paid benefits. When implemented thoughtfully and strategically, voluntary products give employees access to benefits that add value and complement the existing benefit offerings. At MMA, we have a dedicated division focused solely on the development and implementation of Voluntary Benefit programs. This means our clients benefit from our experience and expertise that allows for an enhanced market competitive benefit package. As you begin the process of integrating your core medical and voluntary benefit programs, it is important to have a team that understands the goals and needs of your organization. One that can take a strategic and consultative approach to advising your total

Private Client Services

Image
Protecting Your Lifestyle, Safeguarding Your Legacy. Marsh & McLennan Agency has a reputation for providing affluent individuals and families with creative insurance and loss prevention solutions. Our experience and commitment to providing exemplary advice means our qualified private client professionals will partner with you to develop custom solutions for your unique risks. Today's market demands a global strategy. Our professional advisors will ensure that you are protected from the various liability exposures that come from having substantial assets, including international holdings. From multi-generational planning and comprehensive home and auto policies to the most exotic of coverages, MMA will help you find the best possible coverage for your home and significant assets, custom-tailored to your specific needs. Asset Protection Services Our Private Risk Management Review offers a proactive approach to managing risk and provides you with a comprehensive analysis of

Roanoke Private Client Services

Image
Customized Insurance Solutions to Protect Your Roanoke Family, Assets and Lifestyle Marsh & McLennan Agency has an acclaimed status for providing affluent individuals and families in the Roanoke area with innovative insurance and loss prevention solutions. Our understanding and commitment to providing impeccable advice means our qualified private client professionals will partner with you to find custom solutions for your unique risks. Today’s complicated market demands a global strategy. Our skilled advisors will ensure that you are protected from the various liability exposures that come from having substantial assets, including international holdings. From multi-generational planning and comprehensive home and auto policies to the most exotic of coverages, MMA will assist you in finding the optimal coverage for your Roanoke home and significant assets, outfitted to your unique needs. Asset Protection Services Our Private Risk Management Review supplies a take-charge appro

Strategic Plan Management

Image
Competitive employee benefits packages are essential for attracting and retaining quality employees, but continuing to offer them can be tough with the rising cost of health care squeezing an already tight budget. Cutting benefits may seem like a necessary reality for some companies, but could have serious long-term consequences. Retaining employees throughout these rocky economic times is vital so that your company remains competitive and positioned favorably in its industry. By implementing a strategic benefit plan, an employer will find ways to contain or even cut costs while still offering competitive benefits. A strategic benefit plan is a three-to-five-year plan that outlines goals, strategies and action plans for your employee benefits program. In creating the plan, MMA will work with you to strategically analyze ways to contain costs through various plan improvements. This approach is a methodical and logical long-term approach to benefit planning, as opposed to making deci

Stop Loss Captives

Image
MMA has a team of professionals dedicated to delivering unique solutions. We know providing competitive employee benefits at a controlled cost is an increasingly difficult task. Stop loss captives are an alternative risk management tool that takessome of the volatility out of an employer’s stop loss policy, available to financially stable employers who are self-funded or considering a move to self-funding with 50-1,500 employees. A portion of the stop loss premium is ceded to the captive, a shared additional layer over the employer’s stop loss level. After the captive pays all claims in the captive layer, any remaining profits are distributed to employers. Our team of knowledgeable consultants have partnered with Tokio Marine HCC to offer the MMA Exclusive CapAbilityPlus Cell, a unique opportunity available only to our clients. This partnership unlocks even more possibilities to ensure the most advantageous match is made. MMA will partner with you to analyze your risk and claim

Washington Private Client Services

Image
Customized Insurance Solutions to Protect Your Washington Family, Assets and Lifestyle Marsh & McLennan Agency has an acclaimed status for providing affluent individuals and families in the Washington area with innovative insurance and loss prevention solutions. Our understanding and commitment to providing impeccable advice means our qualified private client professionals will partner with you to find custom solutions for your unique risks. Today’s complicated market demands a global strategy. Our skilled advisors will ensure that you are protected from the various liability exposures that come from having substantial assets, including international holdings. From multi-generational planning and comprehensive home and auto policies to the most exotic of coverages, MMA will assist you in finding the optimal coverage for your Washington home and significant assets, outfitted to your unique needs. Asset Protection Services Our Private Risk Management Review supplies a take-cha

MMA NetworkSelect

Image
MMA NetworkSelect offers a new way to evaluate the four major national carrier networks to include their newer value-based approaches. Historically, this process has involved relying on carrier self-reported data that was often inconsistent. With MMA NetworkSelect, the MMA actuarial team and our employee benefit specialists can provide data-based recommendations that can positively impact the bottom line. Without MMA NetworkSelect, you could be making a decision in the dark.  https://qoo.ly/3529at #MarshMMA MMA NetworkSelect | Offerings | MMA MMA can help your organization with benefits carrier selection by leveraging our top notch actuarial team and benefits analytics to find the right fit for you.

Population Health Improvement

Image
As medical costs continue to rise globally, many employers are seeking innovative solutions to better manage their employee benefits spend. Health Improvement and wellness programs are in growing demand as a way to reduce rising medical costs, minimize the impact of disability related claims, and to promote employee productivity and healthy lifestyles. Ranging in complexity from employee communications and health risk assessments to biometric screenings and targeted intervention programs, wellness programs are a hot topic among employee benefits managers. For employers, these programs are a way to improve employee attendance and productivity and reduce health care costs. For employees, health improvement programs provide opportunities to lead healthier lifestyles, manage chronic illnesses, reduce stress, and improve their psychological well being. At Marsh & McLennan Agency we have developed and implemented comprehensive wellness programs for many employers. We recommend develo

Virginia Beach Private Client Services

Image
Customized Insurance Solutions to Protect Your Virginia Beach Family, Assets and Lifestyle Marsh & McLennan Agency has an acclaimed status for providing affluent individuals and families in the Virginia Beach area with innovative insurance and loss prevention solutions. Our understanding and commitment to providing impeccable advice means our qualified private client professionals will partner with you to find custom solutions for your unique risks. Today’s complicated market demands a global strategy. Our skilled advisors will ensure that you are protected from the various liability exposures that come from having substantial assets, including international holdings. From multi-generational planning and comprehensive home and auto policies to the most exotic of coverages, MMA will assist you in finding the optimal coverage for your Virginia Beach home and significant assets, outfitted to your unique needs. Asset Protection Services Our Private Risk Management Review supplie

Greenville Benefit Administration

Image
Benefit Administration For Greenville, SC Businesses The health care landscape continues to change and increase in complexity. Fortunately, MMA Greenville, SC has the expertise to help you navigate the world of health care benefits by offering strategic Greenville Benefit Administration programs. After reviewing your current benefits program, MMA Greenville will develop strategies that address your priorities, reduce risk, lower your cost, and take the morale of your employees into consideration. MMA has robust relationships with major insurance companies. This allows us to supply a broad range of providers, networks, premium levels, and plan designs. MMA understands your company needs solid counsel on ACA and its mandates. This includes recommending the right Greenville Benefit Administration coverage and cost control strategies. At MMA, you will have the support of a team of compliance and actuarial consultants who monitor and analyze the implications of the ACA. To ensure you

Employee Benefits Services for Miami Businesses

Image
The realm of healthcare benefits are complicated by seemingly constant new rules and federal regulations. Fortunately, MMA Miami has the knowledge your business needs to navigate the ever-changing healthcare landscape. This includes providing strategic, cost-effective employee benefits programs. By allowing the Miami MMA team to review your current benefits program, we will be able to address your priorities and reduces your risk with a plan that works for you. This can be accomplished while decreasing expenses and being mindful of employee morale. Due to our ongoing relationships with some of the largest insurance carriers, we are able to offer an extensive range of providers, networks, premium levels and plan designs. MMA Miami will take it further than just recommending the right Miami employee benefits coverage and cost management strategies. We understand you need educated consultants on the Affordable Care Act and its mandates. MMA Miami will ensure you have access to a team

Richmond Private Client Services

Image
Customized Insurance Solutions to Protect Your Richmond Family, Assets and Lifestyle Marsh & McLennan Agency has an acclaimed status for providing affluent individuals and families in the Richmond area with innovative insurance and loss prevention solutions. Our understanding and commitment to providing impeccable advice means our qualified private client professionals will partner with you to find custom solutions for your unique risks. Today’s complicated market demands a global strategy. Our skilled advisors will ensure that you are protected from the various liability exposures that come from having substantial assets, including international holdings. From multi-generational planning and comprehensive home and auto policies to the most exotic of coverages, MMA will assist you in finding the optimal coverage for your Richmond home and significant assets, outfitted to your unique needs. Asset Protection Services Our Private Risk Management Review supplies a take-charge ap

Richmond Cyber Liability Insurance

Image
Richmond Cyber Liability Insurance Programs For Your Virginia Business Today any business is susceptible to the persistent and growing threat of cyber attacks. Small and medium sized business are particularly vulnerable, as many lack the IT infrastructure and personnel to regularly review and address cyber liability mitigation strategies. Fortunately MMA Richmond, has the expertise to help shield your organization from the extensive liability that follows in the wake of inevitable and damaging cyber incursions. Would your Richmond business benefit from guidance on cyber liability insurance coverages? To learn more about protecting your organization, contact MMA and schedule a complimentary consultation. https://qoo.ly/35yvrg Richmond, VA Office: 4900 Libbie Mill East Boulevard, Suite 100, Richmond, VA 23230  #MarshMMA Richmond Cyber Liability Insurance - Marsh & McLennan Agency MMA specializes in Richmond Cyber Liability Insurance Programs for Virginia businesses of a

Workers’ Compensation Solutions For Miami, FL Businesses

Image
MMA Miami offers Workers’ Compensation Programs custom fitted to your particular business needs. We will work with you to comprehend the particular difficulties your Miami area business faces and to offer value to your business and surpass your expectations. MMA’s involvement with Miami Workers’ Compensation Plans (otherwise called Work Comp or Workers Compensation Plans) is broad. To help suggest the correct Miami Workers’ Compensation methodologies for your business, we will use our counseling aptitude, business analytics, benchmarking, and custom insurance design. If you allow us to take in your business’ needs, you will find that our insight and experience will help propel your business forward. If you want to reduce your business’ risk with proactive management contact MMA to schedule a complimentary consultation. https://qoo.ly/35ytxx #MarshMMA Miami Workers' Compensation - Marsh & McLennan Agency Workers’ Compensation Solutions For Miami, FL Businesses MMA M

Miami Cyber Liability Insurance

Image
All businesses are concerned with the growing threat of cyber attacks. Small and medium sized business are particularly vulnerable, as many lack the IT infrastructure and personnel to regularly review and address cyber liability mitigation strategies. Fortunately MMA, conveniently located in Miami, has the expertise to help safeguard your organization from the extensive liability that follows in the wake of inevitable and damaging cyber incursions. Is your Miami business looking for assistance with cyber liability insurance? To learn more about protecting your organization, contact MMA and schedule a complimentary consultation. https://qoo.ly/35ytxd #MarshMMA Miami Cyber Liability Insurance - Marsh & McLennan Agency At MMA, we specialize in Miami cyber liability insurance programs and related services and coverages to protect your organization.

Richmond Surety Bonds

Image
Surety Bonds for Richmond area Businesses Your Richmond area business will likely experience both planned and unplanned changes over the next several years. To navigate these changes and challenges, you need a world class partner at the local level who can provide sound Richmond surety bonds advice to mitigate risk and help your business move forward to meet your business goals.  Our Richmond area business clients have unique requirements, so we provide the highest level of specialized business insurance professionals who understand the ebb and flow of your industry. Our consultants will uncover emerging risk management threats before they become problematic.  Your business can leverage our consulting expertise, business analytics and benchmarking, and custom insurance design to determine the right Richmond Surety Bonds strategy for your specific needs. Businesses seeking to reduce their Richmond surety bond risk with proactive management should contact MMA to schedule a complime

Richmond Property and Casualty

Image
Property and Casualty Solutions For Richmond area Businesses Richmond area business will experience many planned and unplanned changes over the next several years. To successfully navigate these changes, you need a world class partner at the local level who can provide sound property and casualty advice to mitigate risk and help your business move forward to meet your business goals. Each one of our Richmond area clients have unique requirements. And our clients count on MMA to provide the highest level of specialized Property and Casualty professionals who understand specific industry. We have access to hundreds of issue and industry-specific, on-staff experts who understand risk from our clients’ perspective. And we have some of the best claims recovery people in the business. Your business can leverage our consulting expertise, business analytics and benchmarking, and custom insurance design to determine the right Property and Casualty strategies for your specific needs. Gi

Group Health Programs For Miami Businesses

Image
To enable your business to navigate the complex healthcare scene, we at MMA use our expertise to create smart, cost-effective Group Health Programs. We will audit your present benefits program to see what is most beneficial to you. At that point, we will outline a comprehensive Group Health Plan that addresses your concerns, decreases potential hazards and brings down cost, all without decreasing worker morale. MMA Miami’s relationship with all the largest insurance carriers enables us to provide a widely inclusive scope of providers, networks, premium levels and plan designs. MMA Miami understands that you need proficient guidance on the Affordable Care Act and its mandates. Our specialists can enable you to decide on the best Miami Group Health coverages and cost control strategies for your business. At MMA, a group of compliance and actuarial specialists back you. These experts screen and break down the ramifications of the ACA. They will enable you to control the monetary impac

Fort Lauderdale Business Insurance

Image
Businesses can expect many planned and unplanned changes over the next several years. To manage these challenges, your business will need an excellent partner at the local level. MMA can provide sound Fort Lauderdale business insurance guidance to diminish risk and help you achieve and exceed your goals. Each one of our Fort Lauderdale area clients has distinctive needs. As such, we provide the highest level of business insurance experts who appreciate the subtleties of your industry. We employ hundreds of issue and industry-specific experts who understand risk from our clients’ perspective. We also engage some of the top claims recovery people in the business. Our team will take note of and attenuate risk management threats before they become a serious problem. We want to learn what is important to your business. With the right information, we can leverage our consulting expertise, business analytics, benchmarking, and custom insurance design to determine the right Fort Lauderdale

Richmond Workers’ Compensation

Image
Workers’ Compensation Solutions For Richmond Businesses When it comes to Workers’ Compensation Programs, we develop a solution that compliments your business model and is tailored to your specific needs. We will work with your Richmond area business to understand your specific challenges, deliver value to your business and exceed your expectations. MMA has extensive experience with all types of Richmond Workers’ Compensation plans. Give us an opportunity to learn what’s important to your business, and you’ll soon discover, together, our knowledge and expertise will move you forward. We’ll leverage our consulting expertise, business analytics and benchmarking, and custom insurance design to help recommend the right Richmond Workers’ Compensation strategies for your business. Businesses seeking to reduce risk with proactive management should contact MMA to schedule a complimentary consultation.  https://qoo.ly/35xvab Richmond, VA Office: 4900 Libbie Mill East Boulevard, Suite