SPE GlobalCare International
SPE GlobalCare International Insurance Program gives you the information you need to help make the right insurance choices for you and your family. All of the insurance plans and the discount medical plan offered through SPE GlobalCare International are described in detail. From Plan eligibility to benefits, premiums to limitations, you’ll get a clear picture of exactly what each Plan makes available to you and your family.
International Life & Disability
Active expatriate members of SPE GlobalCare may purchase Term Life and Accidental Death and Dismemberment Insurance. The Term insurance is valid as long as one is an expatriate member of SPE.
The age limit for new insureds is age 64.
Policy Disclaimer This GBG Insurance Limited Policy is an international insurance policy. As such, this Policy is subject to the laws of Guernsey, U.K., and the insured should be aware that laws governing the terms, conditions, benefits and limitations in insurance policies issued and delivered in other countries including the United States are not applicable to this Policy. If any dispute arises as to the interpretation of this document, the English version shall be deemed to be conclusive and taking precedence over any other language version of this document.
Benefits
Individual Life Benefit
The individual life benefit becomes due in the event of the Insured Person’s death prior to the normal retirement age which is 65. The providers shall pay the full life benefit up to $500,000, unless as otherwise agreed (higher amounts can be requested and are subject to underwriting conditions).
Residency
This Policy is not intended for citizens of the United States residing in the U.S. If the Insured changes permanent residency to the U.S., the Insurer retains the right to modify the benefits or cancel this Policy. The Insurer must be notified within 31 days of any change in residency status (whether to the U. S. or any other country).
Accidental Death & Dismemberment
Benefit Upon proof that the Insured Person has suffered an AD&D loss as a direct consequence of an accident within three hundred and sixty (360) days from the date of accident and provided that such loss is not the direct or indirect result of a risk excluded below, a benefit becomes payable in accordance with the provisions and limitations as set forth below.
In case of dismemberment by accident, the maximum benefit payable equals the life benefit or US$ 250,000, whichever is lower. If a dismemberment benefit has been paid to an Insured Person who dies later on while still being covered under the Accidental Death & Dismemberment section, any dismemberment benefit already paid will be subtracted from the individual life and accidental death benefits should they become due.
Accident shall mean any bodily injury involuntarily sustained by the Insured Person as a consequence of a sudden and unpredictable intervention of external forces.
https://qoo.ly/364uye
#MarshMMA
SPE GlobalCare International | Offerings | MMA
International Life & Disability
Active expatriate members of SPE GlobalCare may purchase Term Life and Accidental Death and Dismemberment Insurance. The Term insurance is valid as long as one is an expatriate member of SPE.
The age limit for new insureds is age 64.
Policy Disclaimer This GBG Insurance Limited Policy is an international insurance policy. As such, this Policy is subject to the laws of Guernsey, U.K., and the insured should be aware that laws governing the terms, conditions, benefits and limitations in insurance policies issued and delivered in other countries including the United States are not applicable to this Policy. If any dispute arises as to the interpretation of this document, the English version shall be deemed to be conclusive and taking precedence over any other language version of this document.
Benefits
Individual Life Benefit
The individual life benefit becomes due in the event of the Insured Person’s death prior to the normal retirement age which is 65. The providers shall pay the full life benefit up to $500,000, unless as otherwise agreed (higher amounts can be requested and are subject to underwriting conditions).
Residency
This Policy is not intended for citizens of the United States residing in the U.S. If the Insured changes permanent residency to the U.S., the Insurer retains the right to modify the benefits or cancel this Policy. The Insurer must be notified within 31 days of any change in residency status (whether to the U. S. or any other country).
Accidental Death & Dismemberment
Benefit Upon proof that the Insured Person has suffered an AD&D loss as a direct consequence of an accident within three hundred and sixty (360) days from the date of accident and provided that such loss is not the direct or indirect result of a risk excluded below, a benefit becomes payable in accordance with the provisions and limitations as set forth below.
In case of dismemberment by accident, the maximum benefit payable equals the life benefit or US$ 250,000, whichever is lower. If a dismemberment benefit has been paid to an Insured Person who dies later on while still being covered under the Accidental Death & Dismemberment section, any dismemberment benefit already paid will be subtracted from the individual life and accidental death benefits should they become due.
Accident shall mean any bodily injury involuntarily sustained by the Insured Person as a consequence of a sudden and unpredictable intervention of external forces.
https://qoo.ly/364uye
#MarshMMA
SPE GlobalCare International | Offerings | MMA
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